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Cost of Living Comparison 2026

๐Ÿ“ Sioux City, IA โ€” ZIP-level rent data ยท COL adjusted from Omaha, NE area

$

Numbers update automatically as you type

You'd spend $1.3K/month more in Phoenix, AZ

$150.0K in your current city equals $166.0K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 17.8%
More expensive
Monthly Impact
$1,332
Extra cost
Annual Impact
$16.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Sioux City, IA

Population:86K
Cost Index:100
Median Home:$179K

Phoenix, AZ

Population:1608K
Cost Index:118
Median Home:$414K

Sioux City, IA

The Hawkeye State

86K
Population
State Tax
Yes

Located in Iowa, this city has a population of 86K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Sioux City, IA vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 52.8%
Sioux City, IA
$1,824
Phoenix, AZ
$2,788
Difference
$964
more
๐Ÿš—Transportation
โ†‘ 24.4%
Sioux City, IA
$1,197
Phoenix, AZ
$1,489
Difference
$292
more
๐Ÿ“ฆOther
โ†‘ 7.3%
Sioux City, IA
$1,564
Phoenix, AZ
$1,677
Difference
$114
more
โšกAll Utilities
โ†‘ 21.7%
Sioux City, IA
$461
Phoenix, AZ
$561
Difference
$100
more
๐ŸฅHealthcare
โ†“ 12.0%
Sioux City, IA
$669
Phoenix, AZ
$589
Difference
$80.22
less
๐Ÿ›’Groceries
โ†‘ 3.4%
Sioux City, IA
$932
Phoenix, AZ
$963
Difference
$31.70
more

๐Ÿ Rent Comparison

Studio
From$647
To$1,390
โ†‘ $743
1 Bed
From$745
To$1,510
โ†‘ $765
2 Bed
From$929
To$1,750
โ†‘ $821
3 Bed
From$1,117
To$2,330
โ†‘ $1,213
Sioux City, IAZIP-level data

1BR range: $770โ€“$1,000/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,647
Monthly in Sioux City, IA
$8,068
Monthly in Phoenix, AZ
$1,421
Difference

Home Values

Sioux City
Phoenix
$179K
Median Value
$414K
โ†‘ +2%
YoY Change
โ†“ -3.1%
โ†‘ +31.7%
5-Year Change
โ†‘ +30.2%
$126K - $243K
Price Range
$274K - $957K

Homes in Phoenix are 131% more expensive than Sioux City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $5.5K
Per year
Monthly Difference
$456
More take-home
Effective Rate Diff
3.6%
Rate difference

Sioux City, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Sioux City, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Sioux City
Phoenix
45 Good
Air Quality
77 Moderate
63.7%
Good Air Days
9%
96 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.4ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
35 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.4ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
35 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Iowa and Arizona on TaxTakeHome.com

Where your money goes further

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