Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd spend $450/month more in Grand Rapids, MI

$150.0K in your current city equals $155.4K in Grand Rapids, MI

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 6.0%
More expensive
Monthly Impact
$450
Extra cost
Annual Impact
$5.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Sioux Falls, SD

Population:206K
Cost Index:
100
100 = national average
Median Home:$280K

Grand Rapids, MI

Population:197K
Cost Index:
106
(6% above avg)
Median Home:$288K

Sioux Falls, SD

The Mount Rushmore State

206K
Population
State Tax
No Income Tax

Located in South Dakota, this city has a population of 206K residents.

๐Ÿ’ก Advantage: South Dakota has no state income tax!

Grand Rapids, MI

The Great Lakes State

197K
Population
State Tax
Yes

Located in Michigan, this city has a population of 197K residents.

Cost Breakdown by Category

Annual spending: Sioux Falls, SD vs Grand Rapids, MI

Transportation
โ†‘ 20.0%
Sioux Falls, SD
$1,203
Grand Rapids, MI
$1,444
Difference
$240
more
Housing
โ†‘ 7.6%
Sioux Falls, SD
$1,834
Grand Rapids, MI
$1,973
Difference
$139
more
Other
โ†‘ 4.9%
Sioux Falls, SD
$1,572
Grand Rapids, MI
$1,649
Difference
$77.17
more
Healthcare
โ†‘ 8.6%
Sioux Falls, SD
$671
Grand Rapids, MI
$728
Difference
$57.49
more
All Utilities
โ†‘ 11.3%
Sioux Falls, SD
$462
Grand Rapids, MI
$515
Difference
$52.42
more
Groceries
โ†‘ 4.0%
Sioux Falls, SD
$934
Grand Rapids, MI
$972
Difference
$37.74
more

๐Ÿ›๏ธ Local Income Taxes

Grand Rapids, MI: Grand Rapids City Income Tax$2,250/yr (1.5%)

Sioux Falls, SD has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$683
To$1,334
โ†‘ $651
1 Bed
From$782
To$1,375
โ†‘ $593
2 Bed
From$913
To$1,652
โ†‘ $739
3 Bed
From$1,251
To$2,134
โ†‘ $883
Sioux Falls, SDZIP-level data

1BR range: $880โ€“$1,060/mo

Grand Rapids, MIZIP-level data

1BR range: $1,280โ€“$1,420/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,676
Monthly in Sioux Falls, SD
$7,280
Monthly in Grand Rapids, MI
$605
Difference

Home Values

Sioux Falls
Grand Rapids
$280K
Median Value
$288K
โ†‘ +0.5%
YoY Change
โ†‘ +2.2%
โ†‘ +35.6%
5-Year Change
โ†‘ +40.6%
$216K - $323K
Price Range
$229K - $481K

Homes in Grand Rapids are 3% more expensive than Sioux Falls

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $6.4K
More taxes
Monthly Difference
$531
Less take-home
Effective Rate Diff
4.2%
Rate difference

Sioux Falls, SD

Federal Income Tax
Effective: 18.9%
$25.5K
South Dakota State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Grand Rapids, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Additional Tax Information

Sioux Falls, SD Tax Rates

Sales Tax:6.4%
Property Tax:1.3%

Grand Rapids, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Sioux Falls
Grand Rapids
45 Good
Air Quality
43 Good
63.7%
Good Air Days
68.6%
96 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.4ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
35 days
Heat Days >95ยฐF
13 days
โ–ฒ+3.4ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
35 days
Heat Days >95ยฐF
13 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between South Dakota and Michigan on TaxTakeHome.com

Where your money goes further

Cities cheaper than Sioux Falls, SD on a $150.0K salary

Similar cost to Grand Rapids, MI

Other cities in a similar price range

Want to compare different cities?

New Comparison