Is San Antonio, TX cheaper than Smithtown CDP, NY?

Based on cost of living data, San Antonio, TX is 33.9% cheaper than Smithtown CDP, NY. This translates to saving $2542 per month.

What salary do I need in San Antonio, TX to live like I do in Smithtown CDP, NY?

If you earn $150,000 in Smithtown CDP, NY, you'd need approximately $119,495.412 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Smithtown CDP, NY and San Antonio, TX?

Housing in San Antonio, TX is 62.8% cheaper than in Smithtown CDP, NY. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $2,925/month in Smithtown CDP, NY.

How much can I save per month by moving from Smithtown CDP, NY to San Antonio, TX?

Moving from Smithtown CDP, NY to San Antonio, TX could save you approximately $2542 per month, or $30505 per year, based on a $150,000 salary.

Smithtown CDP, NY vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Smithtown CDP, NY — COL adjusted from New York, NY area + state data

Current salary in Smithtown CDP, NY

Numbers update automatically as you type

You'd save $2.5K/month moving to San Antonio, TX

$150.0K in your current city equals $119.5K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 33.9%

Less expensive

Monthly Impact

$2,542

Savings

Annual Impact

$30.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Smithtown CDP, NY

Population:26K

Cost Index:100

Median Home:$1.05M

San Antonio, TX

Population:1547K

Cost Index:66

Median Home:$215K

Smithtown CDP, NY

The Empire State

26K

Population

State Tax

Yes

Located in New York, this city has a population of 26K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Smithtown CDP, NY vs San Antonio, TX

Category	Smithtown CDP, NY	San Antonio, TX	Difference	Change
🏠Housing	$5,640/mo	$2,100/mo	↓ $3,540less	62.8%
🛒Groceries	$1,055/mo	$913/mo	↓ $141less	13.4%
🏥Healthcare	$623/mo	$527/mo	↓ $95.89less	15.4%
⚡All Utilities	$543/mo	$496/mo	↓ $47.49less	8.7%
🚗Transportation	$1,313/mo	$1,287/mo	↓ $26.15less	2.0%
📦Other	$1,667/mo	$1,647/mo	↓ $19.35less	1.2%

🏠Housing

↓ 62.8%

Smithtown CDP, NY

$5,640

San Antonio, TX

$2,100

Difference

$3,540

less

🛒Groceries

↓ 13.4%

Smithtown CDP, NY

$1,055

San Antonio, TX

$913

Difference

$141

less

🏥Healthcare

↓ 15.4%

Smithtown CDP, NY

$623

San Antonio, TX

$527

Difference

$95.89

less

⚡All Utilities

↓ 8.7%

Smithtown CDP, NY

$543

San Antonio, TX

$496

Difference

$47.49

less

🚗Transportation

↓ 2.0%

Smithtown CDP, NY

$1,313

San Antonio, TX

$1,287

Difference

$26.15

less

📦Other

↓ 1.2%

Smithtown CDP, NY

$1,667

San Antonio, TX

$1,647

Difference

$19.35

less

🏠Rent Comparison

Studio

From$2,013

To$1,110

↓ $903

1 Bed

From$2,368

To$1,210

↓ $1,158

2 Bed

From$2,925

To$1,470

↓ $1,455

3 Bed

From$4,040

To$1,890

↓ $2,150

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,840

Monthly in Smithtown CDP, NY

$6,969

Monthly in San Antonio, TX

$3,871

Difference

Home Values

Smithtown CDP

San Antonio

Median Value

$215K

YoY Change

↓ -2.9%

5-Year Change

↑ +16.7%

Price Range

$107K - $905K

Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $9.5K

Per year

Monthly Difference

$795

More take-home

Effective Rate Diff

6.4%

Rate difference

Smithtown CDP, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Smithtown CDP, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.