Is Indianapolis, IN cheaper than Spartanburg, SC?

Based on cost of living data, Indianapolis, IN is 3.5% cheaper than Spartanburg, SC. This translates to saving $261 per month.

What salary do I need in Indianapolis, IN to live like I do in Spartanburg, SC?

If you earn $150,000 in Spartanburg, SC, you'd need approximately $146,872.88 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Spartanburg, SC and Indianapolis, IN?

Housing in Indianapolis, IN is 5.6% cheaper than in Spartanburg, SC. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $940/month in Spartanburg, SC.

How much can I save per month by moving from Spartanburg, SC to Indianapolis, IN?

Moving from Spartanburg, SC to Indianapolis, IN could save you approximately $261 per month, or $3127 per year, based on a $150,000 salary.

Spartanburg, SC vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Spartanburg, SC — ZIP-level rent data · COL adjusted from Charlotte, NC area

Current salary in Spartanburg, SC

Numbers update automatically as you type

You'd save $261/month moving to Indianapolis, IN

$150.0K in your current city equals $146.9K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from Greenville-Anderson, SC area

Overall Cost

↓ 3.5%

Less expensive

Monthly Impact

$261

Savings

Annual Impact

$3.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Spartanburg, SC

Population:39K

Cost Index:100

Median Home:$257K

Indianapolis, IN

Population:888K

Cost Index:97

Median Home:$176K

Spartanburg, SC

The Palmetto State

39K

Population

State Tax

Yes

Located in South Carolina, this city has a population of 39K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Spartanburg, SC vs Indianapolis, IN

Category	Spartanburg, SC	Indianapolis, IN	Difference	Change
🏠Housing	$2,065/mo	$1,949/mo	↓ $116less	5.6%
🚗Transportation	$1,117/mo	$1,188/mo	↑ $71.46more	6.4%
🛒Groceries	$954/mo	$919/mo	↓ $34.28less	3.6%
🏥Healthcare	$615/mo	$582/mo	↓ $32.75less	5.3%
📦Other	$1,587/mo	$1,590/mo	↑ $3.72more	0.2%
⚡All Utilities	$500/mo	$503/mo	↑ $2.32more	0.5%

🏠Housing

↓ 5.6%

Spartanburg, SC

$2,065

Indianapolis, IN

$1,949

Difference

$116

less

🚗Transportation

↑ 6.4%

Spartanburg, SC

$1,117

Indianapolis, IN

$1,188

Difference

$71.46

🛒Groceries

↓ 3.6%

Spartanburg, SC

$954

Indianapolis, IN

$919

Difference

$34.28

less

🏥Healthcare

↓ 5.3%

Spartanburg, SC

$615

Indianapolis, IN

$582

Difference

$32.75

less

📦Other

↑ 0.2%

Spartanburg, SC

$1,587

Indianapolis, IN

$1,590

Difference

$3.72

⚡All Utilities

↑ 0.5%

Spartanburg, SC

$500

Indianapolis, IN

$503

Difference

$2.32

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Spartanburg, SC has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$821

To$1,030

↑ $209

1 Bed

From$861

To$1,170

↑ $309

2 Bed

From$940

To$1,360

↑ $420

3 Bed

From$1,137

To$1,760

↑ $623

Spartanburg, SCZIP-level data

1BR range: $1,060–$1,230/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,837

Monthly in Spartanburg, SC

$6,732

Monthly in Indianapolis, IN

$105

Difference

Home Values

Spartanburg

Indianapolis

$257K

Median Value

$176K

↑ +2.2%

YoY Change

↓ -1.1%

↑ +42%

5-Year Change

↑ +26.9%

$191K - $278K

Price Range

$109K - $340K

Homes in Indianapolis are 31% less expensive than Spartanburg

Calculate payment - Spartanburg Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.1K

Per year

Monthly Difference

$426

More take-home

Effective Rate Diff

3.4%

Rate difference

Spartanburg, SC

Federal Income Tax

Effective: 18.9%

$25.5K

South Carolina State Tax

Effective: 6.6%

$10.0K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.3%

$47.0K

Take-Home Pay

$8,586/month

$103.0K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Spartanburg, SC Tax Rates

Sales Tax:7.4%

Property Tax:0.6%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.