Is St. Louis, MO cheaper than Spartanburg, SC?

Based on cost of living data, St. Louis, MO is 3.5% cheaper than Spartanburg, SC. This translates to saving $261 per month.

What salary do I need in St. Louis, MO to live like I do in Spartanburg, SC?

If you earn $150,000 in Spartanburg, SC, you'd need approximately $146,872.88 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Spartanburg, SC and St. Louis, MO?

Housing in St. Louis, MO is 9.4% cheaper than in Spartanburg, SC. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $940/month in Spartanburg, SC.

How much can I save per month by moving from Spartanburg, SC to St. Louis, MO?

Moving from Spartanburg, SC to St. Louis, MO could save you approximately $261 per month, or $3127 per year, based on a $150,000 salary.

Spartanburg, SC vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Spartanburg, SC — ZIP-level rent data · COL adjusted from Charlotte, NC area

Current salary in Spartanburg, SC

Numbers update automatically as you type

You'd save $261/month moving to St. Louis, MO

$150.0K in your current city equals $146.9K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Greenville-Anderson, SC area

Overall Cost

↓ 3.5%

Less expensive

Monthly Impact

$261

Savings

Annual Impact

$3.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Spartanburg, SC

Population:39K

Cost Index:100

Median Home:$257K

St. Louis, MO

Population:302K

Cost Index:97

Median Home:$145K

Spartanburg, SC

The Palmetto State

39K

Population

State Tax

Yes

Located in South Carolina, this city has a population of 39K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Spartanburg, SC vs St. Louis, MO

Category	Spartanburg, SC	St. Louis, MO	Difference	Change
🏠Housing	$2,065/mo	$1,871/mo	↓ $194less	9.4%
🚗Transportation	$1,117/mo	$1,216/mo	↑ $98.78more	8.8%
🏥Healthcare	$615/mo	$527/mo	↓ $88.52less	14.4%
⚡All Utilities	$500/mo	$535/mo	↑ $35.11more	7.0%
📦Other	$1,587/mo	$1,607/mo	↑ $20.46more	1.3%
🛒Groceries	$954/mo	$949/mo	↓ $4.30less	0.5%

🏠Housing

↓ 9.4%

Spartanburg, SC

$2,065

St. Louis, MO

$1,871

Difference

$194

less

🚗Transportation

↑ 8.8%

Spartanburg, SC

$1,117

St. Louis, MO

$1,216

Difference

$98.78

🏥Healthcare

↓ 14.4%

Spartanburg, SC

$615

St. Louis, MO

$527

Difference

$88.52

less

⚡All Utilities

↑ 7.0%

Spartanburg, SC

$500

St. Louis, MO

$535

Difference

$35.11

📦Other

↑ 1.3%

Spartanburg, SC

$1,587

St. Louis, MO

$1,607

Difference

$20.46

🛒Groceries

↓ 0.5%

Spartanburg, SC

$954

St. Louis, MO

$949

Difference

$4.30

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Spartanburg, SC has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$821

To$910

↑ $89.00

1 Bed

From$861

To$950

↑ $89.00

2 Bed

From$940

To$1,160

↑ $220

3 Bed

From$1,137

To$1,490

↑ $353

Spartanburg, SCZIP-level data

1BR range: $1,060–$1,230/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,837

Monthly in Spartanburg, SC

$6,705

Monthly in St. Louis, MO

$132

Difference

Home Values

Spartanburg

St. Louis

$257K

Median Value

$145K

↑ +2.2%

YoY Change

↓ -0.8%

↑ +42%

5-Year Change

↑ +10.9%

$191K - $278K

Price Range

$38K - $302K

Homes in St. Louis are 44% less expensive than Spartanburg

Calculate payment - Spartanburg Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.0K

Per year

Monthly Difference

$169

More take-home

Effective Rate Diff

1.4%

Rate difference

Spartanburg, SC

Federal Income Tax

Effective: 18.9%

$25.5K

South Carolina State Tax

Effective: 6.6%

$10.0K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.3%

$47.0K

Take-Home Pay

$8,586/month

$103.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Spartanburg, SC Tax Rates

Sales Tax:7.4%

Property Tax:0.6%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.