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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $767/month more in Nashville, TN

$150.0K in your current city equals $159.2K in Nashville, TN

Rent data from HUD ZIP-level estimates Β· COL index from Spokane-Spokane Valley, WA area
Overall Cost
↑ 10.2%
More expensive
Monthly Impact
$767
Extra cost
Annual Impact
$9.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Spokane Valley, WA

Population:108K
Cost Index:
100
100 = national average
Median Home:$385K

Nashville, TN

Population:689K
Cost Index:
110
(10% above avg)
Median Home:$489K

Spokane Valley, WA

The Evergreen State

108K
Population
State Tax
No Income Tax

Located in Washington, this city has a population of 108K residents.

πŸ’‘ Advantage: Washington has no state income tax!

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • β€’Music City USA
  • β€’Country music capital
  • β€’Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Spokane Valley, WA vs Nashville, TN

Housing
↑ 29.5%
Spokane Valley, WA
$2,047
Nashville, TN
$2,651
Difference
$603
more
Transportation
↓ 31.2%
Spokane Valley, WA
$1,868
Nashville, TN
$1,284
Difference
$584
less
Other
↑ 28.2%
Spokane Valley, WA
$1,515
Nashville, TN
$1,942
Difference
$427
more
Healthcare
↓ 25.7%
Spokane Valley, WA
$817
Nashville, TN
$607
Difference
$210
less
Groceries
↓ 11.3%
Spokane Valley, WA
$1,070
Nashville, TN
$949
Difference
$121
less
All Utilities
↑ 8.8%
Spokane Valley, WA
$477
Nashville, TN
$519
Difference
$42.20
more

🏠Rent Comparison

Studio
From$669
To$1,600
↑ $931
1 Bed
From$794
To$1,680
↑ $886
2 Bed
From$1,003
To$1,840
↑ $837
3 Bed
From$1,421
To$2,350
↑ $929
Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

πŸ’‘ Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,794
Monthly in Spokane Valley, WA
$7,952
Monthly in Nashville, TN
$158
Difference

Home Values

Spokane Valley
Nashville
-
Median Value
$489K
-
YoY Change
↓ -2.1%
-
5-Year Change
↑ +32.1%
-
Price Range
$320K - $1.16M

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
β†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Spokane Valley, WA

Federal Income Tax
Effective: 18.9%
$25.5K
Washington State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Spokane Valley, WA Tax Rates

Sales Tax:9.2%
Property Tax:0.9%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

πŸ’‘ Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Spokane Valley
Nashville
38 Good
Air Quality
50 Good
76.5%
Good Air Days
51.6%
90 Moderate
Climate Risk
97 High
πŸ’¨
Top Hazards
🌊🫨πŸŒͺ
β–²+3.0Β°F
2050 Outlook
β–²+2.8Β°F
23 days
Heat Days >95Β°F
42 days
β–²+3.0Β°F
2050 Outlook
β–²+2.8Β°F
23 days
Heat Days >95Β°F
42 days

What to Consider When Moving from Spokane Valley, WA to Nashville, TN

Relocating from Spokane Valley, WA to Nashville, TN involves more than just comparing rent prices. While the overall cost of living is roughly 10% higher in Nashville, TN, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Nashville, TN is 29% more expensive than in Spokane Valley, WA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas β€” not just city averages β€” before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Nashville, TN pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Nashville, TN to match your current standard of living in Spokane Valley, WA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general β€œfeel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Nashville, TN for a week before making a final decision β€” experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Spokane Valley, WA vs Nashville, TN

Is Nashville, TN cheaper than Spokane Valley, WA?

Nashville, TN is approximately 10.2% more expensive than Spokane Valley, WA overall. On a $150,000 salary, that translates to roughly $767/month in additional expenses. Housing is the biggest factor, costing 29% more in Nashville, TN.

What salary do I need in Nashville, TN to match my lifestyle in Spokane Valley, WA?

If you currently earn $150,000 in Spokane Valley, WA, you would need approximately $159,204 in Nashville, TN to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Spokane Valley, WA and Nashville, TN?

A two-bedroom apartment averages $1,003/month in Spokane Valley, WA compared to $1,840/month in Nashville, TN. One-bedroom apartments are $794/month in Spokane Valley, WA vs $1,680/month in Nashville, TN. These are area-wide medians β€” specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Spokane Valley, WA or Nashville, TN?

Groceries are about 11% cheaper in Nashville, TN than in Spokane Valley, WA, saving a typical household roughly $121/month on food.

What is the best time to move from Spokane Valley, WA to Nashville, TN?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

πŸ’° See how taxes change too β€” compare take-home pay between Washington and Tennessee on TaxTakeHome.com

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