Is Nashville, TN cheaper than Spring Valley, NY?

Based on cost of living data, Nashville, TN is 0.3% more expensive than Spring Valley, NY. The two cities have very similar living costs.

What salary do I need in Nashville, TN to live like I do in Spring Valley, NY?

If you earn $150,000 in Spring Valley, NY, you'd need approximately $150,280.658 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Spring Valley, NY and Nashville, TN?

Housing in Nashville, TN is 37.0% more expensive than in Spring Valley, NY. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,414/month in Spring Valley, NY.

How much can I save per month by moving from Spring Valley, NY to Nashville, TN?

Spring Valley, NY and Nashville, TN have very similar costs of living, based on a $150,000 salary.

Spring Valley, NY vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Spring Valley, NY — COL adjusted from Newark, NJ area + state data

Current salary in Spring Valley, NY

Numbers update automatically as you type

You'd spend $23.39/month more in Nashville, TN

$150.0K in your current city equals $150.3K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↑ 0.3%

More expensive

Monthly Impact

$23.39

Extra cost

Annual Impact

$281

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Spring Valley, NY

Population:33K

Cost Index:100

Median Home:$484K

Nashville, TN

Population:689K

Cost Index:100

Median Home:$489K

Spring Valley, NY

The Empire State

33K

Population

State Tax

Yes

Located in New York, this city has a population of 33K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Spring Valley, NY vs Nashville, TN

Category	Spring Valley, NY	Nashville, TN	Difference	Change
🏠Housing	$1,935/mo	$2,651/mo	↑ $716more	37.0%
🚗Transportation	$1,519/mo	$1,284/mo	↓ $235less	15.5%
🛒Groceries	$1,072/mo	$949/mo	↓ $122less	11.4%
🏥Healthcare	$671/mo	$607/mo	↓ $63.39less	9.5%
⚡All Utilities	$581/mo	$519/mo	↓ $61.64less	10.6%
📦Other	$1,926/mo	$1,942/mo	↑ $16.08more	0.8%

🏠Housing

↑ 37.0%

Spring Valley, NY

$1,935

Nashville, TN

$2,651

Difference

$716

🚗Transportation

↓ 15.5%

Spring Valley, NY

$1,519

Nashville, TN

$1,284

Difference

$235

less

🛒Groceries

↓ 11.4%

Spring Valley, NY

$1,072

Nashville, TN

$949

Difference

$122

less

🏥Healthcare

↓ 9.5%

Spring Valley, NY

$671

Nashville, TN

$607

Difference

$63.39

less

⚡All Utilities

↓ 10.6%

Spring Valley, NY

$581

Nashville, TN

$519

Difference

$61.64

less

📦Other

↑ 0.8%

Spring Valley, NY

$1,926

Nashville, TN

$1,942

Difference

$16.08

🏠Rent Comparison

Studio

From$970

To$1,600

↑ $630

1 Bed

From$1,131

To$1,680

↑ $549

2 Bed

From$1,414

To$1,840

↑ $426

3 Bed

From$1,940

To$2,350

↑ $410

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,703

Monthly in Spring Valley, NY

$7,952

Monthly in Nashville, TN

$249

Difference

Home Values

Spring Valley

Nashville

Median Value

$489K

YoY Change

↓ -2.1%

5-Year Change

↑ +32.1%

Price Range

$320K - $1.16M

Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $9.5K

Per year

Monthly Difference

$795

More take-home

Effective Rate Diff

6.4%

Rate difference

Spring Valley, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Spring Valley, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.