Is Dallas, TX cheaper than Springfield, IL?

Based on cost of living data, Dallas, TX is 7.0% more expensive than Springfield, IL. This translates to spending an extra $523 per month.

What salary do I need in Dallas, TX to live like I do in Springfield, IL?

If you earn $150,000 in Springfield, IL, you'd need approximately $156,270.65 in Dallas, TX to maintain the same standard of living.

How does housing cost compare between Springfield, IL and Dallas, TX?

Housing in Dallas, TX is 17.7% more expensive than in Springfield, IL. For a two-bedroom apartment, rent is $1,765/month in Dallas, TX compared to $1,487/month in Springfield, IL.

How much can I save per month by moving from Springfield, IL to Dallas, TX?

Living in Dallas, TX costs approximately $523 more per month than Springfield, IL, or $6271 more per year, based on a $150,000 salary.

Springfield, IL vs Dallas, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Springfield, IL — ZIP-level rent data · COL adjusted from St. Louis, MO area

Current salary in Springfield, IL

Numbers update automatically as you type

You'd spend $523/month more in Dallas, TX

$150.0K in your current city equals $156.3K in Dallas, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 7.0%

More expensive

Monthly Impact

$523

Extra cost

Annual Impact

$6.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Springfield, IL

Population:113K

Cost Index:100

Median Home:$145K

Dallas, TX

Population:1304K

Cost Index:107

Median Home:$292K

Springfield, IL

The Prairie State

113K

Population

State Tax

Yes

Located in Illinois, this city has a population of 113K residents.

Dallas, TX

The Lone Star State

1.3M

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major business center
•No state income tax
•Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Annual spending: Springfield, IL vs Dallas, TX

Category	Springfield, IL	Dallas, TX	Difference	Change
🏠Housing	$2,031/mo	$2,391/mo	↑ $360more	17.7%
🏥Healthcare	$549/mo	$632/mo	↑ $83.33more	15.2%
📦Other	$1,744/mo	$1,774/mo	↑ $30.32more	1.7%
🚗Transportation	$1,319/mo	$1,298/mo	↓ $21.75less	1.6%
🛒Groceries	$989/mo	$979/mo	↓ $9.68less	1.0%
⚡All Utilities	$558/mo	$563/mo	↑ $4.95more	0.9%

🏠Housing

↑ 17.7%

Springfield, IL

$2,031

Dallas, TX

$2,391

Difference

$360

🏥Healthcare

↑ 15.2%

Springfield, IL

$549

Dallas, TX

$632

Difference

$83.33

📦Other

↑ 1.7%

Springfield, IL

$1,744

Dallas, TX

$1,774

Difference

$30.32

🚗Transportation

↓ 1.6%

Springfield, IL

$1,319

Dallas, TX

$1,298

Difference

$21.75

less

🛒Groceries

↓ 1.0%

Springfield, IL

$989

Dallas, TX

$979

Difference

$9.68

less

⚡All Utilities

↑ 0.9%

Springfield, IL

$558

Dallas, TX

$563

Difference

$4.95

🏠Rent Comparison

Studio

From$1,020

To$1,450

↑ $430

1 Bed

From$1,194

To$1,505

↑ $311

2 Bed

From$1,487

To$1,765

↑ $278

3 Bed

From$1,986

To$2,220

↑ $234

Springfield, ILZIP-level data

1BR range: $1,100–$1,100/mo

Dallas, TXZIP-level data

1BR range: $1,040–$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,190

Monthly in Springfield, IL

$7,637

Monthly in Dallas, TX

$447

Difference

Home Values

Springfield

Dallas

Median Value

$292K

YoY Change

↓ -3.1%

5-Year Change

↑ +27.1%

Price Range

$138K - $2.01M

Calculate payment - Dallas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.4K

Per year

Monthly Difference

$619

More take-home

Effective Rate Diff

4.9%

Rate difference

Springfield, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Dallas, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Springfield, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Dallas, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.