Is New Haven, CT cheaper than Springfield, MA?

Based on cost of living data, New Haven, CT is 5.6% more expensive than Springfield, MA. This translates to spending an extra $417 per month.

What salary do I need in New Haven, CT to live like I do in Springfield, MA?

If you earn $150,000 in Springfield, MA, you'd need approximately $155,001.395 in New Haven, CT to maintain the same standard of living.

How does housing cost compare between Springfield, MA and New Haven, CT?

Housing in New Haven, CT is 35.7% more expensive than in Springfield, MA. For a two-bedroom apartment, rent is $1,193/month in New Haven, CT compared to $1,150/month in Springfield, MA.

How much can I save per month by moving from Springfield, MA to New Haven, CT?

Living in New Haven, CT costs approximately $417 more per month than Springfield, MA, or $5001 more per year, based on a $150,000 salary.

Springfield, MA vs New Haven, CT: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Springfield, MA

Numbers update automatically as you type

You'd spend $417/month more in New Haven, CT

$150.0K in your current city equals $155.0K in New Haven, CT

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 5.6%

More expensive

Monthly Impact

$417

Extra cost

Annual Impact

$5.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Springfield, MA

Population:154K

Cost Index:

100

100 = national average

Median Home:$294K

New Haven, CT

Population:135K

Cost Index:

106

(6% above avg)

Median Home:$353K

Springfield, MA

The Bay State

154K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 154K residents.

New Haven, CT

The Constitution State

135K

Population

State Tax

Yes

Located in Connecticut, this city has a population of 135K residents.

Cost Breakdown by Category

Annual spending: Springfield, MA vs New Haven, CT

Category	Springfield, MA	New Haven, CT	Difference	Change
Housing	$3,490/mo	$4,737/mo	↑ $1,247more	35.7%
Transportation	$1,346/mo	$1,103/mo	↓ $243less	18.0%
All Utilities	$614/mo	$498/mo	↓ $116less	18.9%
Healthcare	$637/mo	$571/mo	↓ $66.93less	10.5%
Other	$1,341/mo	$1,400/mo	↑ $58.42more	4.4%
Groceries	$925/mo	$967/mo	↑ $41.28more	4.5%

Housing

↑ 35.7%

Springfield, MA

$3,490

New Haven, CT

$4,737

Difference

$1,247

Transportation

↓ 18.0%

Springfield, MA

$1,346

New Haven, CT

$1,103

Difference

$243

less

All Utilities

↓ 18.9%

Springfield, MA

$614

New Haven, CT

$498

Difference

$116

less

Healthcare

↓ 10.5%

Springfield, MA

$637

New Haven, CT

$571

Difference

$66.93

less

Other

↑ 4.4%

Springfield, MA

$1,341

New Haven, CT

$1,400

Difference

$58.42

Groceries

↑ 4.5%

Springfield, MA

$925

New Haven, CT

$967

Difference

$41.28

🏠Rent Comparison

Studio

From$809

To$831

↑ $22.00

1 Bed

From$915

To$965

↑ $50.00

2 Bed

From$1,150

To$1,193

↑ $43.00

3 Bed

From$1,409

To$1,474

↑ $65.00

Springfield, MAZIP-level data

1BR range: $1,240–$1,630/mo

New Haven, CTZIP-level data

1BR range: $1,520–$2,100/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,353

Monthly in Springfield, MA

$9,274

Monthly in New Haven, CT

$921

Difference

Home Values

Springfield

New Haven

$294K

Median Value

$353K

↑ +2.5%

YoY Change

↑ +3.5%

↑ +45.5%

5-Year Change

↑ +43.5%

$137K - $323K

Price Range

$286K - $385K

Homes in New Haven are 20% more expensive than Springfield

Calculate payment - Springfield Calculate payment - New Haven

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $550

More taxes

Monthly Difference

$45.83

Less take-home

Effective Rate Diff

0.4%

Rate difference

Springfield, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

New Haven, CT

Federal Income Tax

Effective: 18.9%

$25.5K

Connecticut State Tax

Effective: 5.4%

$8.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$45.1K

Take-Home Pay

$8,745/month

$104.9K

Additional Tax Information

Springfield, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

New Haven, CT Tax Rates

Sales Tax:6.3%

Property Tax:2.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.