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Cost of Living Comparison 2026

๐Ÿ“ Springfield, MO โ€” ZIP-level rent data ยท COL adjusted from Kansas City, MO area

$

Numbers update automatically as you type

You'd save $74.37/month moving to Indianapolis, IN

$150.0K in your current city equals $149.1K in Indianapolis, IN

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 1.0%
Less expensive
Monthly Impact
$74.37
Savings
Annual Impact
$892
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Springfield, MO

Population:170K
Cost Index:100
Median Home:$226K

Indianapolis, IN

Population:888K
Cost Index:99
Median Home:$176K

Springfield, MO

The Show-Me State

170K
Population
State Tax
Yes

Located in Missouri, this city has a population of 170K residents.

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Springfield, MO vs Indianapolis, IN

๐Ÿ Housing
โ†‘ 5.4%
Springfield, MO
$1,850
Indianapolis, IN
$1,949
Difference
$99.38
more
โšกAll Utilities
โ†“ 5.0%
Springfield, MO
$529
Indianapolis, IN
$503
Difference
$26.41
less
๐Ÿ“ฆOther
โ†‘ 1.4%
Springfield, MO
$1,569
Indianapolis, IN
$1,590
Difference
$21.27
more
๐Ÿ›’Groceries
โ†“ 2.0%
Springfield, MO
$938
Indianapolis, IN
$919
Difference
$18.68
less
๐ŸฅHealthcare
โ†“ 2.9%
Springfield, MO
$600
Indianapolis, IN
$582
Difference
$17.56
less
๐Ÿš—Transportation
โ†‘ 0.1%
Springfield, MO
$1,187
Indianapolis, IN
$1,188
Difference
$1.43
more

๐Ÿ›๏ธ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Springfield, MO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$730
To$1,030
โ†‘ $300
1 Bed
From$739
To$1,170
โ†‘ $431
2 Bed
From$913
To$1,360
โ†‘ $447
3 Bed
From$1,245
To$1,760
โ†‘ $515
Springfield, MOZIP-level data

1BR range: $790โ€“$1,020/mo

Indianapolis, INZIP-level data

1BR range: $1,080โ€“$1,870/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,673
Monthly in Springfield, MO
$6,732
Monthly in Indianapolis, IN
$59.43
Difference

Home Values

Springfield
Indianapolis
$226K
Median Value
$176K
โ†‘ +1.2%
YoY Change
โ†“ -1.1%
โ†‘ +44.6%
5-Year Change
โ†‘ +26.9%
$132K - $434K
Price Range
$109K - $340K

Homes in Indianapolis are 22% less expensive than Springfield

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $3.1K
Per year
Monthly Difference
$257
More take-home
Effective Rate Diff
2.1%
Rate difference

Springfield, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Springfield, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Springfield
Indianapolis
46 Good
Air Quality
54 Moderate
59.3%
Good Air Days
36.6%
97 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
44 days
Heat Days >95ยฐF
18 days
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
44 days
Heat Days >95ยฐF
18 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Missouri and Indiana on TaxTakeHome.com

Where your money goes further

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