MoveNumbers
Tap to swap

Cost of Living Comparison 2026

๐Ÿ“ Springfield, MO โ€” ZIP-level rent data ยท COL adjusted from Kansas City, MO area

$

Numbers update automatically as you type

You'd save $74.37/month moving to St. Louis, MO

$150.0K in your current city equals $149.1K in St. Louis, MO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 1.0%
Less expensive
Monthly Impact
$74.37
Savings
Annual Impact
$892
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Springfield, MO

Population:170K
Cost Index:100
Median Home:$226K

St. Louis, MO

Population:302K
Cost Index:99
Median Home:$145K

Springfield, MO

The Show-Me State

170K
Population
State Tax
Yes

Located in Missouri, this city has a population of 170K residents.

St. Louis, MO

The Show-Me State

302K
Population
State Tax
Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Springfield, MO vs St. Louis, MO

๐ŸฅHealthcare
โ†“ 12.2%
Springfield, MO
$600
St. Louis, MO
$527
Difference
$73.32
less
๐Ÿ“ฆOther
โ†‘ 2.4%
Springfield, MO
$1,569
St. Louis, MO
$1,607
Difference
$38.01
more
๐Ÿš—Transportation
โ†‘ 2.4%
Springfield, MO
$1,187
St. Louis, MO
$1,216
Difference
$28.75
more
๐Ÿ Housing
โ†‘ 1.2%
Springfield, MO
$1,850
St. Louis, MO
$1,871
Difference
$21.42
more
๐Ÿ›’Groceries
โ†‘ 1.2%
Springfield, MO
$938
St. Louis, MO
$949
Difference
$11.29
more
โšกAll Utilities
โ†‘ 1.2%
Springfield, MO
$529
St. Louis, MO
$535
Difference
$6.37
more

๐Ÿ›๏ธ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Springfield, MO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$730
To$910
โ†‘ $180
1 Bed
From$739
To$950
โ†‘ $211
2 Bed
From$913
To$1,160
โ†‘ $247
3 Bed
From$1,245
To$1,490
โ†‘ $245
Springfield, MOZIP-level data

1BR range: $790โ€“$1,020/mo

St. Louis, MOZIP-level data

1BR range: $800โ€“$1,480/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,673
Monthly in Springfield, MO
$6,705
Monthly in St. Louis, MO
$32.53
Difference

Home Values

Springfield
St. Louis
$226K
Median Value
$145K
โ†‘ +1.2%
YoY Change
โ†“ -0.8%
โ†‘ +44.6%
5-Year Change
โ†‘ +10.9%
$132K - $434K
Price Range
$38K - $302K

Homes in St. Louis are 36% less expensive than Springfield

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Springfield, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

St. Louis, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Springfield, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

St. Louis, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Springfield
St. Louis
46 Good
Air Quality
54 Moderate
59.3%
Good Air Days
38%
97 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐Ÿซจ
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
44 days
Heat Days >95ยฐF
39 days
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
44 days
Heat Days >95ยฐF
39 days

Where your money goes further

Cities cheaper than Springfield, MO on a $150.0K salary

Similar cost to St. Louis, MO

Other cities in a similar price range

Want to compare different cities?

New Comparison