Is Norfolk, VA cheaper than St. Petersburg, FL?

Based on cost of living data, Norfolk, VA is 0.0% cheaper than St. Petersburg, FL. The two cities have very similar living costs.

What salary do I need in Norfolk, VA to live like I do in St. Petersburg, FL?

If you earn $150,000 in St. Petersburg, FL, you'd need approximately $150,000 in Norfolk, VA to maintain the same standard of living.

How does housing cost compare between St. Petersburg, FL and Norfolk, VA?

Housing in Norfolk, VA is 1.0% more expensive than in St. Petersburg, FL. For a two-bedroom apartment, rent is $1,630/month in Norfolk, VA compared to $2,040/month in St. Petersburg, FL.

How much can I save per month by moving from St. Petersburg, FL to Norfolk, VA?

St. Petersburg, FL and Norfolk, VA have very similar costs of living, based on a $150,000 salary.

St. Petersburg, FL vs Norfolk, VA: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in St. Petersburg, FL

Numbers update automatically as you type

St. Petersburg, FL and Norfolk, VA have similar living costs

$150.0K in your current city equals $150.0K in Norfolk, VA

Rent data from HUD ZIP-level estimates · COL index from Tampa-St. Petersburg-Clearwater, FL area

Overall Cost

→ 0.0%

Same cost

Monthly Impact

No change

Annual Impact

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

St. Petersburg, FL

Population:264K

Cost Index:

100

100 = national average

Median Home:$333K

Norfolk, VA

Population:238K

Cost Index:

100

(national average)

Median Home:$309K

St. Petersburg, FL

The Sunshine State

264K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 264K residents.

💡 Advantage: Florida has no state income tax!

Norfolk, VA

The Old Dominion State

238K

Population

State Tax

Yes

Located in Virginia, this city has a population of 238K residents.

Cost Breakdown by Category

Annual spending: St. Petersburg, FL vs Norfolk, VA

Category	St. Petersburg, FL	Norfolk, VA	Difference	Change
Healthcare	$570/mo	$632/mo	↑ $61.96more	10.9%
Groceries	$1,019/mo	$959/mo	↓ $59.96less	5.9%
Other	$1,808/mo	$1,758/mo	↓ $50.22less	2.8%
Housing	$2,703/mo	$2,729/mo	↑ $25.99more	1.0%
Transportation	$1,284/mo	$1,284/mo	→ $0	0.0%
All Utilities	$574/mo	$574/mo	→ $0	0.0%

Healthcare

↑ 10.9%

St. Petersburg, FL

$570

Norfolk, VA

$632

Difference

$61.96

Groceries

↓ 5.9%

St. Petersburg, FL

$1,019

Norfolk, VA

$959

Difference

$59.96

less

Other

↓ 2.8%

St. Petersburg, FL

$1,808

Norfolk, VA

$1,758

Difference

$50.22

less

Housing

↑ 1.0%

St. Petersburg, FL

$2,703

Norfolk, VA

$2,729

Difference

$25.99

Transportation

→ 0.0%

St. Petersburg, FL

$1,284

Norfolk, VA

$1,284

Difference

same

All Utilities

→ 0.0%

St. Petersburg, FL

$574

Norfolk, VA

$574

Difference

same

🏠Rent Comparison

Studio

From$1,640

To$1,420

↓ $220

1 Bed

From$1,750

To$1,440

↓ $310

2 Bed

From$2,040

To$1,630

↓ $410

3 Bed

From$2,610

To$2,260

↓ $350

St. Petersburg, FLZIP-level data

1BR range: $1,420–$2,500/mo

Norfolk, VAZIP-level data

1BR range: $1,240–$1,760/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,958

Monthly in St. Petersburg, FL

$7,935

Monthly in Norfolk, VA

$22.23

Difference

Home Values

St. Petersburg

Norfolk

$333K

Median Value

$309K

↓ -7.3%

YoY Change

↑ +0.2%

↑ +29%

5-Year Change

↑ +28.5%

$162K - $712K

Price Range

$249K - $469K

Homes in Norfolk are 7% less expensive than St. Petersburg

Calculate payment - St. Petersburg Calculate payment - Norfolk

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $8.4K

More taxes

Monthly Difference

$697

Less take-home

Effective Rate Diff

5.6%

Rate difference

St. Petersburg, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Norfolk, VA

Federal Income Tax

Effective: 18.9%

$25.5K

Virginia State Tax

Effective: 5.6%

$8.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.4K

Take-Home Pay

$8,718/month

$104.6K

Additional Tax Information

St. Petersburg, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Norfolk, VA Tax Rates

Sales Tax:5.7%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.