Is St. Louis, MO cheaper than St. Petersburg, FL?

Based on cost of living data, St. Louis, MO is 15.5% cheaper than St. Petersburg, FL. This translates to saving $1165 per month.

What salary do I need in St. Louis, MO to live like I do in St. Petersburg, FL?

If you earn $150,000 in St. Petersburg, FL, you'd need approximately $136,019.417 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between St. Petersburg, FL and St. Louis, MO?

Housing in St. Louis, MO is 30.8% cheaper than in St. Petersburg, FL. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $2,040/month in St. Petersburg, FL.

How much can I save per month by moving from St. Petersburg, FL to St. Louis, MO?

Moving from St. Petersburg, FL to St. Louis, MO could save you approximately $1165 per month, or $13981 per year, based on a $150,000 salary.

St. Petersburg, FL vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 St. Petersburg, FL — ZIP-level rent data · COL adjusted from Tampa, FL area

Current salary in St. Petersburg, FL

Numbers update automatically as you type

You'd save $1.2K/month moving to St. Louis, MO

$150.0K in your current city equals $136.0K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Tampa-St. Petersburg-Clearwater, FL area

Overall Cost

↓ 15.5%

Less expensive

Monthly Impact

$1,165

Savings

Annual Impact

$14.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

St. Petersburg, FL

Population:264K

Cost Index:100

Median Home:$333K

St. Louis, MO

Population:302K

Cost Index:84

Median Home:$145K

St. Petersburg, FL

The Sunshine State

264K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 264K residents.

💡 Advantage: Florida has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: St. Petersburg, FL vs St. Louis, MO

Category	St. Petersburg, FL	St. Louis, MO	Difference	Change
🏠Housing	$2,703/mo	$1,871/mo	↓ $832less	30.8%
📦Other	$1,808/mo	$1,607/mo	↓ $201less	11.1%
🛒Groceries	$1,019/mo	$949/mo	↓ $69.95less	6.9%
🚗Transportation	$1,284/mo	$1,216/mo	↓ $68.30less	5.3%
🏥Healthcare	$570/mo	$527/mo	↓ $43.37less	7.6%
⚡All Utilities	$574/mo	$535/mo	↓ $38.25less	6.7%

🏠Housing

↓ 30.8%

St. Petersburg, FL

$2,703

St. Louis, MO

$1,871

Difference

$832

less

📦Other

↓ 11.1%

St. Petersburg, FL

$1,808

St. Louis, MO

$1,607

Difference

$201

less

🛒Groceries

↓ 6.9%

St. Petersburg, FL

$1,019

St. Louis, MO

$949

Difference

$69.95

less

🚗Transportation

↓ 5.3%

St. Petersburg, FL

$1,284

St. Louis, MO

$1,216

Difference

$68.30

less

🏥Healthcare

↓ 7.6%

St. Petersburg, FL

$570

St. Louis, MO

$527

Difference

$43.37

less

⚡All Utilities

↓ 6.7%

St. Petersburg, FL

$574

St. Louis, MO

$535

Difference

$38.25

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

St. Petersburg, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,640

To$910

↓ $730

1 Bed

From$1,750

To$950

↓ $800

2 Bed

From$2,040

To$1,160

↓ $880

3 Bed

From$2,610

To$1,490

↓ $1,120

St. Petersburg, FLZIP-level data

1BR range: $1,420–$2,500/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,958

Monthly in St. Petersburg, FL

$6,705

Monthly in St. Louis, MO

$1,252

Difference

Home Values

St. Petersburg

St. Louis

$333K

Median Value

$145K

↓ -7.3%

YoY Change

↓ -0.8%

↑ +29%

5-Year Change

↑ +10.9%

$162K - $712K

Price Range

$38K - $302K

Homes in St. Louis are 57% less expensive than St. Petersburg

Calculate payment - St. Petersburg Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

St. Petersburg, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

St. Petersburg, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.