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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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St. Petersburg, FL and Orlando, FL have similar living costs

$150.0K in your current city equals $150.0K in Orlando, FL

Rent data from HUD ZIP-level estimates ยท COL index from Tampa-St. Petersburg-Clearwater, FL area
Overall Cost
โ†’ 0.0%
Same cost
Monthly Impact
$0
No change
Annual Impact
$0
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

St. Petersburg, FL

Population:264K
Cost Index:
100
100 = national average
Median Home:$333K

Orlando, FL

Population:308K
Cost Index:
100
(national average)
Median Home:$390K

St. Petersburg, FL

The Sunshine State

264K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 264K residents.

๐Ÿ’ก Advantage: Florida has no state income tax!

Orlando, FL

The Sunshine State

308K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 308K residents.

๐Ÿ’ก Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: St. Petersburg, FL vs Orlando, FL

Housing
โ†’ 0.0%
St. Petersburg, FL
$2,703
Orlando, FL
$2,703
Difference
$0
same
Groceries
โ†’ 0.0%
St. Petersburg, FL
$1,019
Orlando, FL
$1,019
Difference
$0
same
Transportation
โ†’ 0.0%
St. Petersburg, FL
$1,284
Orlando, FL
$1,284
Difference
$0
same
All Utilities
โ†’ 0.0%
St. Petersburg, FL
$574
Orlando, FL
$574
Difference
$0
same
Healthcare
โ†’ 0.0%
St. Petersburg, FL
$570
Orlando, FL
$570
Difference
$0
same
Other
โ†’ 0.0%
St. Petersburg, FL
$1,808
Orlando, FL
$1,808
Difference
$0
same

๐Ÿ Rent Comparison

Studio
From$1,640
To$1,850
โ†‘ $210
1 Bed
From$1,750
To$1,940
โ†‘ $190
2 Bed
From$2,040
To$2,210
โ†‘ $170
3 Bed
From$2,610
To$2,770
โ†‘ $160
St. Petersburg, FLZIP-level data

1BR range: $1,420โ€“$2,500/mo

Orlando, FLZIP-level data

1BR range: $1,340โ€“$2,400/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,958
Monthly in St. Petersburg, FL
$7,958
Monthly in Orlando, FL
$0
Difference

Home Values

St. Petersburg
Orlando
$333K
Median Value
$390K
โ†“ -7.3%
YoY Change
โ†“ -4%
โ†‘ +29%
5-Year Change
โ†‘ +36.8%
$162K - $712K
Price Range
$228K - $783K

Homes in Orlando are 17% more expensive than St. Petersburg

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

St. Petersburg, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Orlando, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

St. Petersburg, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

Orlando, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

St. Petersburg
Orlando
50 Good
Air Quality
41 Good
52.5%
Good Air Days
75.6%
99 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
Top Hazards
๐ŸŒŠ๐ŸŒ€๐ŸŒช
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+2.3ยฐF
38 days
Heat Days >95ยฐF
58 days
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+2.3ยฐF
38 days
Heat Days >95ยฐF
58 days

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