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Cost of Living Comparison 2026

๐Ÿ“ Sumter, SC โ€” ZIP-level rent data ยท COL adjusted from Charlotte, NC area

$

Numbers update automatically as you type

You'd save $175/month moving to Indianapolis, IN

$150.0K in your current city equals $147.9K in Indianapolis, IN

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 2.3%
Less expensive
Monthly Impact
$175
Savings
Annual Impact
$2.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Sumter, SC

Population:43K
Cost Index:100
Median Home:$219K

Indianapolis, IN

Population:888K
Cost Index:98
Median Home:$176K

Sumter, SC

The Palmetto State

43K
Population
State Tax
Yes

Located in South Carolina, this city has a population of 43K residents.

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Sumter, SC vs Indianapolis, IN

๐Ÿ Housing
โ†“ 4.5%
Sumter, SC
$2,040
Indianapolis, IN
$1,949
Difference
$91.29
less
๐Ÿš—Transportation
โ†‘ 7.7%
Sumter, SC
$1,104
Indianapolis, IN
$1,188
Difference
$84.58
more
๐ŸฅHealthcare
โ†“ 4.8%
Sumter, SC
$612
Indianapolis, IN
$582
Difference
$29.13
less
๐Ÿ›’Groceries
โ†“ 3.0%
Sumter, SC
$948
Indianapolis, IN
$919
Difference
$28.66
less
๐Ÿ“ฆOther
โ†‘ 1.4%
Sumter, SC
$1,568
Indianapolis, IN
$1,590
Difference
$22.36
more
โšกAll Utilities
โ†‘ 1.1%
Sumter, SC
$497
Indianapolis, IN
$503
Difference
$5.27
more

๐Ÿ›๏ธ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Sumter, SC has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$699
To$1,030
โ†‘ $331
1 Bed
From$773
To$1,170
โ†‘ $397
2 Bed
From$1,015
To$1,360
โ†‘ $345
3 Bed
From$1,214
To$1,760
โ†‘ $546
Sumter, SCZIP-level data

1BR range: $940โ€“$1,040/mo

Indianapolis, INZIP-level data

1BR range: $1,080โ€“$1,870/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,769
Monthly in Sumter, SC
$6,732
Monthly in Indianapolis, IN
$36.87
Difference

Home Values

Sumter
Indianapolis
$219K
Median Value
$176K
โ†“ -0.3%
YoY Change
โ†“ -1.1%
โ†‘ +21%
5-Year Change
โ†‘ +26.9%
$207K - $230K
Price Range
$109K - $340K

Homes in Indianapolis are 20% less expensive than Sumter

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $5.1K
Per year
Monthly Difference
$426
More take-home
Effective Rate Diff
3.4%
Rate difference

Sumter, SC

Federal Income Tax
Effective: 18.9%
$25.5K
South Carolina State Tax
Effective: 6.6%
$10.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.3%
$47.0K
Take-Home Pay
$8,586/month
$103.0K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Sumter, SC Tax Rates

Sales Tax:7.4%
Property Tax:0.6%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Sumter
Indianapolis
51 Moderate
Air Quality
54 Moderate
46.2%
Good Air Days
36.6%
97 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
36 days
Heat Days >95ยฐF
18 days
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
36 days
Heat Days >95ยฐF
18 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between South Carolina and Indiana on TaxTakeHome.com

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