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Cost of Living Comparison 2026

๐Ÿ“ Sumter, SC โ€” ZIP-level rent data ยท COL adjusted from Charlotte, NC area

$

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You'd save $175/month moving to St. Louis, MO

$150.0K in your current city equals $147.9K in St. Louis, MO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 2.3%
Less expensive
Monthly Impact
$175
Savings
Annual Impact
$2.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Sumter, SC

Population:43K
Cost Index:100
Median Home:$219K

St. Louis, MO

Population:302K
Cost Index:98
Median Home:$145K

Sumter, SC

The Palmetto State

43K
Population
State Tax
Yes

Located in South Carolina, this city has a population of 43K residents.

St. Louis, MO

The Show-Me State

302K
Population
State Tax
Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Sumter, SC vs St. Louis, MO

๐Ÿ Housing
โ†“ 8.3%
Sumter, SC
$2,040
St. Louis, MO
$1,871
Difference
$169
less
๐Ÿš—Transportation
โ†‘ 10.1%
Sumter, SC
$1,104
St. Louis, MO
$1,216
Difference
$112
more
๐ŸฅHealthcare
โ†“ 13.9%
Sumter, SC
$612
St. Louis, MO
$527
Difference
$84.89
less
๐Ÿ“ฆOther
โ†‘ 2.5%
Sumter, SC
$1,568
St. Louis, MO
$1,607
Difference
$39.10
more
โšกAll Utilities
โ†‘ 7.7%
Sumter, SC
$497
St. Louis, MO
$535
Difference
$38.06
more
๐Ÿ›’Groceries
โ†‘ 0.1%
Sumter, SC
$948
St. Louis, MO
$949
Difference
$1.31
more

๐Ÿ›๏ธ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Sumter, SC has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$699
To$910
โ†‘ $211
1 Bed
From$773
To$950
โ†‘ $177
2 Bed
From$1,015
To$1,160
โ†‘ $145
3 Bed
From$1,214
To$1,490
โ†‘ $276
Sumter, SCZIP-level data

1BR range: $940โ€“$1,040/mo

St. Louis, MOZIP-level data

1BR range: $800โ€“$1,480/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,769
Monthly in Sumter, SC
$6,705
Monthly in St. Louis, MO
$63.78
Difference

Home Values

Sumter
St. Louis
$219K
Median Value
$145K
โ†“ -0.3%
YoY Change
โ†“ -0.8%
โ†‘ +21%
5-Year Change
โ†‘ +10.9%
$207K - $230K
Price Range
$38K - $302K

Homes in St. Louis are 34% less expensive than Sumter

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.0K
Per year
Monthly Difference
$169
More take-home
Effective Rate Diff
1.4%
Rate difference

Sumter, SC

Federal Income Tax
Effective: 18.9%
$25.5K
South Carolina State Tax
Effective: 6.6%
$10.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.3%
$47.0K
Take-Home Pay
$8,586/month
$103.0K

St. Louis, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Sumter, SC Tax Rates

Sales Tax:7.4%
Property Tax:0.6%

St. Louis, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Sumter
St. Louis
51 Moderate
Air Quality
54 Moderate
46.2%
Good Air Days
38%
97 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐ŸŒก๐Ÿซจ
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
36 days
Heat Days >95ยฐF
39 days
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
36 days
Heat Days >95ยฐF
39 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between South Carolina and Missouri on TaxTakeHome.com

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