Is Miami, FL cheaper than Tacoma, WA?

Based on cost of living data, Miami, FL is 28.5% cheaper than Tacoma, WA. This translates to saving $2137 per month.

What salary do I need in Miami, FL to live like I do in Tacoma, WA?

If you earn $150,000 in Tacoma, WA, you'd need approximately $124,360.465 in Miami, FL to maintain the same standard of living.

How does housing cost compare between Tacoma, WA and Miami, FL?

Housing in Miami, FL is 51.0% cheaper than in Tacoma, WA. For a two-bedroom apartment, rent is $2,660/month in Miami, FL compared to $1,900/month in Tacoma, WA.

How much can I save per month by moving from Tacoma, WA to Miami, FL?

Moving from Tacoma, WA to Miami, FL could save you approximately $2137 per month, or $25640 per year, based on a $150,000 salary.

Tacoma, WA vs Miami, FL: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Tacoma, WA

Numbers update automatically as you type

You'd save $2.1K/month moving to Miami, FL

$150.0K in your current city equals $124.4K in Miami, FL

Rent data from HUD ZIP-level estimates · COL index from Seattle-Tacoma-Bellevue, WA area

Overall Cost

↓ 28.5%

Less expensive

Monthly Impact

$2,137

Savings

Annual Impact

$25.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tacoma, WA

Population:219K

Cost Index:

100

100 = national average

Median Home:$560K

Miami, FL

Population:442K

Cost Index:

(28% below avg)

Median Home:$510K

Tacoma, WA

The Evergreen State

219K

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 219K residents.

💡 Advantage: Washington has no state income tax!

Miami, FL

The Sunshine State

442K

Population

State Tax

No Income Tax

Climate

Tropical

Notable Facts

•Gateway to Latin America
•Major cruise port
•International business hub

Major Industries

International TradeTourismFinanceReal Estate

Cost Breakdown by Category

Annual spending: Tacoma, WA vs Miami, FL

Category	Tacoma, WA	Miami, FL	Difference	Change
Housing	$7,536/mo	$3,690/mo	↓ $3,846less	51.0%
Transportation	$1,899/mo	$1,462/mo	↓ $437less	23.0%
Healthcare	$824/mo	$589/mo	↓ $235less	28.6%
Other	$1,975/mo	$2,093/mo	↑ $117more	5.9%
All Utilities	$481/mo	$519/mo	↑ $38.25more	8.0%
Groceries	$1,079/mo	$1,079/mo	→ $0	0.0%

Housing

↓ 51.0%

Tacoma, WA

$7,536

Miami, FL

$3,690

Difference

$3,846

less

Transportation

↓ 23.0%

Tacoma, WA

$1,899

Miami, FL

$1,462

Difference

$437

less

Healthcare

↓ 28.6%

Tacoma, WA

$824

Miami, FL

$589

Difference

$235

less

Other

↑ 5.9%

Tacoma, WA

$1,975

Miami, FL

$2,093

Difference

$117

All Utilities

↑ 8.0%

Tacoma, WA

$481

Miami, FL

$519

Difference

$38.25

Groceries

→ 0.0%

Tacoma, WA

$1,079

Miami, FL

$1,079

Difference

same

🏠Rent Comparison

Studio

From$1,380

To$1,995

↑ $615

1 Bed

From$1,550

To$2,180

↑ $630

2 Bed

From$1,900

To$2,660

↑ $760

3 Bed

From$2,630

To$3,415

↑ $785

Tacoma, WAZIP-level data

1BR range: $1,510–$1,970/mo

Miami, FLZIP-level data

1BR range: $1,550–$2,990/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,794

Monthly in Tacoma, WA

$9,431

Monthly in Miami, FL

$4,363

Difference

Home Values

Tacoma

Miami

$560K

Median Value

$510K

↓ -0.8%

YoY Change

↓ -3.6%

↑ +23.6%

5-Year Change

↑ +49.4%

$404K - $685K

Price Range

$278K - $1.53M

Homes in Miami are 9% less expensive than Tacoma

Calculate payment - Tacoma Calculate payment - Miami

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Tacoma, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Miami, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Tacoma, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

Miami, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.