Is Spokane Valley, WA cheaper than Tacoma, WA?

Based on cost of living data, Spokane Valley, WA is 45.7% cheaper than Tacoma, WA. This translates to saving $3425 per month.

What salary do I need in Spokane Valley, WA to live like I do in Tacoma, WA?

If you earn $150,000 in Tacoma, WA, you'd need approximately $108,894.835 in Spokane Valley, WA to maintain the same standard of living.

How does housing cost compare between Tacoma, WA and Spokane Valley, WA?

Housing in Spokane Valley, WA is 72.8% cheaper than in Tacoma, WA. For a two-bedroom apartment, rent is $1,003/month in Spokane Valley, WA compared to $1,900/month in Tacoma, WA.

How much can I save per month by moving from Tacoma, WA to Spokane Valley, WA?

Moving from Tacoma, WA to Spokane Valley, WA could save you approximately $3425 per month, or $41105 per year, based on a $150,000 salary.

Tacoma, WA vs Spokane Valley, WA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Tacoma, WA

Numbers update automatically as you type

You'd save $3.4K/month moving to Spokane Valley, WA

$150.0K in your current city equals $108.9K in Spokane Valley, WA

Rent data from HUD ZIP-level estimates · COL index from Seattle-Tacoma-Bellevue, WA area

Overall Cost

↓ 45.7%

Less expensive

Monthly Impact

$3,425

Savings

Annual Impact

$41.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tacoma, WA

Population:219K

Cost Index:

100

100 = national average

Median Home:$560K

Spokane Valley, WA

Population:108K

Cost Index:

(46% below avg)

Median Home:$385K

Tacoma, WA

The Evergreen State

219K

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 219K residents.

💡 Advantage: Washington has no state income tax!

Spokane Valley, WA

The Evergreen State

108K

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 108K residents.

💡 Advantage: Washington has no state income tax!

Cost Breakdown by Category

Annual spending: Tacoma, WA vs Spokane Valley, WA

Category	Tacoma, WA	Spokane Valley, WA	Difference	Change
Housing	$7,536/mo	$2,047/mo	↓ $5,489less	72.8%
Other	$1,975/mo	$1,515/mo	↓ $460less	23.3%
Transportation	$1,899/mo	$1,868/mo	↓ $31.11less	1.6%
Groceries	$1,079/mo	$1,070/mo	↓ $8.88less	0.8%
Healthcare	$824/mo	$817/mo	↓ $6.78less	0.8%
All Utilities	$481/mo	$477/mo	↓ $3.96less	0.8%

Housing

↓ 72.8%

Tacoma, WA

$7,536

Spokane Valley, WA

$2,047

Difference

$5,489

less

Other

↓ 23.3%

Tacoma, WA

$1,975

Spokane Valley, WA

$1,515

Difference

$460

less

Transportation

↓ 1.6%

Tacoma, WA

$1,899

Spokane Valley, WA

$1,868

Difference

$31.11

less

Groceries

↓ 0.8%

Tacoma, WA

$1,079

Spokane Valley, WA

$1,070

Difference

$8.88

less

Healthcare

↓ 0.8%

Tacoma, WA

$824

Spokane Valley, WA

$817

Difference

$6.78

less

All Utilities

↓ 0.8%

Tacoma, WA

$481

Spokane Valley, WA

$477

Difference

$3.96

less

🏠Rent Comparison

Studio

From$1,380

To$669

↓ $711

1 Bed

From$1,550

To$794

↓ $756

2 Bed

From$1,900

To$1,003

↓ $897

3 Bed

From$2,630

To$1,421

↓ $1,209

Tacoma, WAZIP-level data

1BR range: $1,510–$1,970/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,794

Monthly in Tacoma, WA

$7,794

Monthly in Spokane Valley, WA

$6,000

Difference

Home Values

Tacoma

Spokane Valley

$560K

Median Value

↓ -0.8%

YoY Change

↑ +23.6%

5-Year Change

$404K - $685K

Price Range

Calculate payment - Tacoma

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Tacoma, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Spokane Valley, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Tacoma, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

Spokane Valley, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.