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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $916/month more in Urban Honolulu, HI

$150.0K in your current city equals $161.0K in Urban Honolulu, HI

Rent data from HUD ZIP-level estimates ยท COL index from Seattle-Tacoma-Bellevue, WA area
Overall Cost
โ†‘ 12.2%
More expensive
Monthly Impact
$916
Extra cost
Annual Impact
$11.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tacoma, WA

Population:219K
Cost Index:
100
100 = national average
Median Home:$560K

Urban Honolulu, HI

Population:351K
Cost Index:
112
(12% above avg)
Median Home:$657K

Tacoma, WA

The Evergreen State

219K
Population
State Tax
No Income Tax

Located in Washington, this city has a population of 219K residents.

๐Ÿ’ก Advantage: Washington has no state income tax!

Urban Honolulu, HI

The Aloha State

351K
Population
State Tax
Yes

Located in Hawaii, this city has a population of 351K residents.

Cost Breakdown by Category

Annual spending: Tacoma, WA vs Urban Honolulu, HI

Groceries
โ†‘ 54.6%
Tacoma, WA
$1,079
Urban Honolulu, HI
$1,669
Difference
$590
more
All Utilities
โ†‘ 92.0%
Tacoma, WA
$481
Urban Honolulu, HI
$923
Difference
$443
more
Housing
โ†‘ 2.8%
Tacoma, WA
$7,536
Urban Honolulu, HI
$7,744
Difference
$208
more
Healthcare
โ†“ 14.3%
Tacoma, WA
$824
Urban Honolulu, HI
$706
Difference
$118
less
Transportation
โ†“ 3.6%
Tacoma, WA
$1,899
Urban Honolulu, HI
$1,830
Difference
$68.30
less
Other
โ†“ 1.7%
Tacoma, WA
$1,975
Urban Honolulu, HI
$1,942
Difference
$33.48
less

๐Ÿ Rent Comparison

Studio
From$1,380
To$1,850
โ†‘ $470
1 Bed
From$1,550
To$2,200
โ†‘ $650
2 Bed
From$1,900
To$2,900
โ†‘ $1,000
3 Bed
From$2,630
To$4,200
โ†‘ $1,570
Tacoma, WAZIP-level data

1BR range: $1,510โ€“$1,970/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,794
Monthly in Tacoma, WA
$14,815
Monthly in Urban Honolulu, HI
$1,021
Difference

Home Values

Tacoma
Urban Honolulu
$560K
Median Value
-
โ†“ -0.8%
YoY Change
-
โ†‘ +23.6%
5-Year Change
-
$404K - $685K
Price Range
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $11.6K
More taxes
Monthly Difference
$969
Less take-home
Effective Rate Diff
7.8%
Rate difference

Tacoma, WA

Federal Income Tax
Effective: 18.9%
$25.5K
Washington State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Urban Honolulu, HI

Federal Income Tax
Effective: 18.9%
$25.5K
Hawaii State Tax
Effective: 7.8%
$11.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 32.4%
$48.6K
Take-Home Pay
$8,446/month
$101.4K

Additional Tax Information

Tacoma, WA Tax Rates

Sales Tax:9.2%
Property Tax:0.9%

Urban Honolulu, HI Tax Rates

Sales Tax:4.5%
Property Tax:0.3%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Tacoma
Urban Honolulu
44 Good
Air Quality
N/A
72.4%
Good Air Days
-
99 High
Climate Risk
N/A
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
-
โ–ฒ+2.4ยฐF
2050 Outlook
N/A
1 days
Heat Days >95ยฐF
-
โ–ฒ+2.4ยฐF
2050 Outlook
N/A
1 days
Heat Days >95ยฐF
-

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Washington and Hawaii on TaxTakeHome.com

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