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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $2.0K/month moving to Vancouver, WA

$150.0K in your current city equals $126.3K in Vancouver, WA

Rent data from HUD ZIP-level estimates ยท COL index from Seattle-Tacoma-Bellevue, WA area
Overall Cost
โ†“ 26.4%
Less expensive
Monthly Impact
$1,977
Savings
Annual Impact
$23.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tacoma, WA

Population:219K
Cost Index:
100
100 = national average
Median Home:$560K

Vancouver, WA

Population:196K
Cost Index:
74
(26% below avg)
Median Home:$463K

Tacoma, WA

The Evergreen State

219K
Population
State Tax
No Income Tax

Located in Washington, this city has a population of 219K residents.

๐Ÿ’ก Advantage: Washington has no state income tax!

Vancouver, WA

The Evergreen State

196K
Population
State Tax
No Income Tax

Located in Washington, this city has a population of 196K residents.

๐Ÿ’ก Advantage: Washington has no state income tax!

Cost Breakdown by Category

Annual spending: Tacoma, WA vs Vancouver, WA

Housing
โ†“ 45.3%
Tacoma, WA
$7,536
Vancouver, WA
$4,125
Difference
$3,412
less
Transportation
โ†“ 11.7%
Tacoma, WA
$1,899
Vancouver, WA
$1,677
Difference
$222
less
Healthcare
โ†“ 20.6%
Tacoma, WA
$824
Vancouver, WA
$654
Difference
$170
less
Other
โ†“ 5.0%
Tacoma, WA
$1,975
Vancouver, WA
$1,876
Difference
$99.67
less
Groceries
โ†“ 2.2%
Tacoma, WA
$1,079
Vancouver, WA
$1,055
Difference
$23.81
less
All Utilities
โ†“ 2.4%
Tacoma, WA
$481
Vancouver, WA
$469
Difference
$11.61
less

๐Ÿ Rent Comparison

Studio
From$1,380
To$1,238
โ†“ $142
1 Bed
From$1,550
To$1,325
โ†“ $225
2 Bed
From$1,900
To$1,516
โ†“ $384
3 Bed
From$2,630
To$2,070
โ†“ $560
Tacoma, WAZIP-level data

1BR range: $1,510โ€“$1,970/mo

Vancouver, WAZIP-level data

1BR range: $1,580โ€“$1,820/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,794
Monthly in Tacoma, WA
$9,856
Monthly in Vancouver, WA
$3,938
Difference

Home Values

Tacoma
Vancouver
$560K
Median Value
$463K
โ†“ -0.8%
YoY Change
โ†“ -1.4%
โ†‘ +23.6%
5-Year Change
โ†‘ +24.8%
$404K - $685K
Price Range
$446K - $578K

Homes in Vancouver are 17% less expensive than Tacoma

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Tacoma, WA

Federal Income Tax
Effective: 18.9%
$25.5K
Washington State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Vancouver, WA

Federal Income Tax
Effective: 18.9%
$25.5K
Washington State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Tacoma, WA Tax Rates

Sales Tax:9.2%
Property Tax:0.9%

Vancouver, WA Tax Rates

Sales Tax:9.2%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Tacoma
Vancouver
44 Good
Air Quality
35 Good
72.4%
Good Air Days
85%
99 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒก๐Ÿซจ
โ–ฒ+2.4ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
1 days
Heat Days >95ยฐF
9 days
โ–ฒ+2.4ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
1 days
Heat Days >95ยฐF
9 days

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