Is Dallas, TX cheaper than Tampa, FL?

Based on cost of living data, Dallas, TX is 1.9% cheaper than Tampa, FL. This translates to saving $146 per month.

What salary do I need in Dallas, TX to live like I do in Tampa, FL?

If you earn $150,000 in Tampa, FL, you'd need approximately $148,252.427 in Dallas, TX to maintain the same standard of living.

How does housing cost compare between Tampa, FL and Dallas, TX?

Housing in Dallas, TX is 11.5% cheaper than in Tampa, FL. For a two-bedroom apartment, rent is $1,765/month in Dallas, TX compared to $2,290/month in Tampa, FL.

How much can I save per month by moving from Tampa, FL to Dallas, TX?

Moving from Tampa, FL to Dallas, TX could save you approximately $146 per month, or $1748 per year, based on a $150,000 salary.

MoveNumbers

Tampa, FL

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Dallas, TX

Cost of Living Comparison 2026

Current salary in Tampa, FL

Numbers update automatically as you type

You'd save $146/month moving to Dallas, TX

$150.0K in your current city equals $148.3K in Dallas, TX

Rent data from HUD ZIP-level estimates · COL index from Tampa-St. Petersburg-Clearwater, FL area

Overall Cost

↓ 1.9%

Less expensive

Monthly Impact

$146

Savings

Annual Impact

$1.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tampa, FL

Population:385K

Cost Index:100

Median Home:$367K

Dallas, TX

Population:1304K

Cost Index:98

Median Home:$292K

Tampa, FL

The Sunshine State

385K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major Tampa Bay area
•No state income tax
•Growing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Dallas, TX

The Lone Star State

1.3M

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major business center
•No state income tax
•Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Annual spending: Tampa, FL vs Dallas, TX

Category	Tampa, FL	Dallas, TX	Difference	Change
🏠Housing	$2,703/mo	$2,391/mo	↓ $312less	11.5%
🏥Healthcare	$570/mo	$632/mo	↑ $61.96more	10.9%
🛒Groceries	$1,019/mo	$979/mo	↓ $39.97less	3.9%
📦Other	$1,808/mo	$1,774/mo	↓ $33.48less	1.9%
🚗Transportation	$1,284/mo	$1,298/mo	↑ $13.66more	1.1%
⚡All Utilities	$574/mo	$563/mo	↓ $10.93less	1.9%

🏠Housing

↓ 11.5%

Tampa, FL

$2,703

Dallas, TX

$2,391

Difference

$312

less

🏥Healthcare

↑ 10.9%

Tampa, FL

$570

Dallas, TX

$632

Difference

$61.96

🛒Groceries

↓ 3.9%

Tampa, FL

$1,019

Dallas, TX

$979

Difference

$39.97

less

📦Other

↓ 1.9%

Tampa, FL

$1,808

Dallas, TX

$1,774

Difference

$33.48

less

🚗Transportation

↑ 1.1%

Tampa, FL

$1,284

Dallas, TX

$1,298

Difference

$13.66

⚡All Utilities

↓ 1.9%

Tampa, FL

$574

Dallas, TX

$563

Difference

$10.93

less

🏠Rent Comparison

Studio

From$1,850

To$1,450

↓ $400

1 Bed

From$1,960

To$1,505

↓ $455

2 Bed

From$2,290

To$1,765

↓ $525

3 Bed

From$2,930

To$2,220

↓ $710

Tampa, FLZIP-level data

1BR range: $1,410–$2,550/mo

Dallas, TXZIP-level data

1BR range: $1,040–$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,958

Monthly in Tampa, FL

$7,637

Monthly in Dallas, TX

$321

Difference

Home Values

Tampa

Dallas

$367K

Median Value

$292K

↓ -4%

YoY Change

↓ -3.1%

↑ +42.1%

5-Year Change

↑ +27.1%

$251K - $989K

Price Range

$138K - $2.01M

Homes in Dallas are 20% less expensive than Tampa

Calculate payment - Tampa Calculate payment - Dallas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Tampa, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Dallas, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Tampa, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Dallas, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.