Is Lexington-Fayette urban county, KY cheaper than Tampa, FL?

Based on cost of living data, Lexington-Fayette urban county, KY is 9.7% cheaper than Tampa, FL. This translates to saving $728 per month.

What salary do I need in Lexington-Fayette urban county, KY to live like I do in Tampa, FL?

If you earn $150,000 in Tampa, FL, you'd need approximately $141,262.136 in Lexington-Fayette urban county, KY to maintain the same standard of living.

How does housing cost compare between Tampa, FL and Lexington-Fayette urban county, KY?

Housing in Lexington-Fayette urban county, KY is 13.5% cheaper than in Tampa, FL. For a two-bedroom apartment, rent is $1,000/month in Lexington-Fayette urban county, KY compared to $2,290/month in Tampa, FL.

How much can I save per month by moving from Tampa, FL to Lexington-Fayette urban county, KY?

Moving from Tampa, FL to Lexington-Fayette urban county, KY could save you approximately $728 per month, or $8738 per year, based on a $150,000 salary.

Tampa, FL vs Lexington-Fayette urban county, KY: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Tampa, FL

Numbers update automatically as you type

You'd save $728/month moving to Lexington-Fayette urban county, KY

$150.0K in your current city equals $141.3K in Lexington-Fayette urban county, KY

Rent data from HUD ZIP-level estimates · COL index from Tampa-St. Petersburg-Clearwater, FL area

Overall Cost

↓ 9.7%

Less expensive

Monthly Impact

$728

Savings

Annual Impact

$8.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tampa, FL

Population:385K

Cost Index:

100

100 = national average

Median Home:$367K

Lexington-Fayette urban county, KY

Population:320K

Cost Index:

(10% below avg)

Median Home:$345K

Tampa, FL

The Sunshine State

385K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major Tampa Bay area
•No state income tax
•Growing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Lexington-Fayette urban county, KY

The Bluegrass State

320K

Population

State Tax

Yes

Located in Kentucky, this city has a population of 320K residents.

Cost Breakdown by Category

Annual spending: Tampa, FL vs Lexington-Fayette urban county, KY

Category	Tampa, FL	Lexington-Fayette urban county, KY	Difference	Change
Housing	$2,703/mo	$2,339/mo	↓ $364less	13.5%
Other	$1,808/mo	$1,641/mo	↓ $167less	9.3%
All Utilities	$574/mo	$464/mo	↓ $109less	19.0%
Transportation	$1,284/mo	$1,216/mo	↓ $68.30less	5.3%
Groceries	$1,019/mo	$959/mo	↓ $59.96less	5.9%
Healthcare	$570/mo	$551/mo	↓ $18.59less	3.3%

Housing

↓ 13.5%

Tampa, FL

$2,703

Lexington-Fayette urban county, KY

$2,339

Difference

$364

less

Other

↓ 9.3%

Tampa, FL

$1,808

Lexington-Fayette urban county, KY

$1,641

Difference

$167

less

All Utilities

↓ 19.0%

Tampa, FL

$574

Lexington-Fayette urban county, KY

$464

Difference

$109

less

Transportation

↓ 5.3%

Tampa, FL

$1,284

Lexington-Fayette urban county, KY

$1,216

Difference

$68.30

less

Groceries

↓ 5.9%

Tampa, FL

$1,019

Lexington-Fayette urban county, KY

$959

Difference

$59.96

less

Healthcare

↓ 3.3%

Tampa, FL

$570

Lexington-Fayette urban county, KY

$551

Difference

$18.59

less

🏠Rent Comparison

Studio

From$1,850

To$720

↓ $1,130

1 Bed

From$1,960

To$820

↓ $1,140

2 Bed

From$2,290

To$1,000

↓ $1,290

3 Bed

From$2,930

To$1,350

↓ $1,580

Tampa, FLZIP-level data

1BR range: $1,410–$2,550/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,958

Monthly in Tampa, FL

$7,170

Monthly in Lexington-Fayette urban county, KY

$787

Difference

Home Values

Tampa

Lexington-Fayette urban county

$367K

Median Value

↓ -4%

YoY Change

↑ +42.1%

5-Year Change

$251K - $989K

Price Range

Calculate payment - Tampa

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.5K

More taxes

Monthly Difference

$625

Less take-home

Effective Rate Diff

5.0%

Rate difference

Tampa, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Lexington-Fayette urban county, KY

Federal Income Tax

Effective: 18.9%

$25.5K

Kentucky State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Additional Tax Information

Tampa, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Lexington-Fayette urban county, KY Tax Rates

Sales Tax:6.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.