Is Nashville, TN cheaper than Tampa, FL?

Based on cost of living data, Nashville, TN is 0.0% cheaper than Tampa, FL. The two cities have very similar living costs.

What salary do I need in Nashville, TN to live like I do in Tampa, FL?

If you earn $150,000 in Tampa, FL, you'd need approximately $150,000 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Tampa, FL and Nashville, TN?

Housing in Nashville, TN is 1.9% cheaper than in Tampa, FL. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $2,290/month in Tampa, FL.

How much can I save per month by moving from Tampa, FL to Nashville, TN?

Tampa, FL and Nashville, TN have very similar costs of living, based on a $150,000 salary.

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Tampa, FL

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Nashville, TN

Cost of Living Comparison 2026

Current salary in Tampa, FL

Numbers update automatically as you type

Tampa, FL and Nashville, TN have similar living costs

$150.0K in your current city equals $150.0K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Tampa-St. Petersburg-Clearwater, FL area

Overall Cost

→ 0.0%

Same cost

Monthly Impact

No change

Annual Impact

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tampa, FL

Population:385K

Cost Index:100

Median Home:$367K

Nashville, TN

Population:689K

Cost Index:100

Median Home:$489K

Tampa, FL

The Sunshine State

385K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major Tampa Bay area
•No state income tax
•Growing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Tampa, FL vs Nashville, TN

Category	Tampa, FL	Nashville, TN	Difference	Change
📦Other	$1,808/mo	$1,942/mo	↑ $134more	7.4%
🛒Groceries	$1,019/mo	$949/mo	↓ $69.95less	6.9%
⚡All Utilities	$574/mo	$519/mo	↓ $54.64less	9.5%
🏠Housing	$2,703/mo	$2,651/mo	↓ $51.97less	1.9%
🏥Healthcare	$570/mo	$607/mo	↑ $37.17more	6.5%
🚗Transportation	$1,284/mo	$1,284/mo	→ $0	0.0%

📦Other

↑ 7.4%

Tampa, FL

$1,808

Nashville, TN

$1,942

Difference

$134

🛒Groceries

↓ 6.9%

Tampa, FL

$1,019

Nashville, TN

$949

Difference

$69.95

less

⚡All Utilities

↓ 9.5%

Tampa, FL

$574

Nashville, TN

$519

Difference

$54.64

less

🏠Housing

↓ 1.9%

Tampa, FL

$2,703

Nashville, TN

$2,651

Difference

$51.97

less

🏥Healthcare

↑ 6.5%

Tampa, FL

$570

Nashville, TN

$607

Difference

$37.17

🚗Transportation

→ 0.0%

Tampa, FL

$1,284

Nashville, TN

$1,284

Difference

same

🏠Rent Comparison

Studio

From$1,850

To$1,600

↓ $250

1 Bed

From$1,960

To$1,680

↓ $280

2 Bed

From$2,290

To$1,840

↓ $450

3 Bed

From$2,930

To$2,350

↓ $580

Tampa, FLZIP-level data

1BR range: $1,410–$2,550/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,958

Monthly in Tampa, FL

$7,952

Monthly in Nashville, TN

$5.47

Difference

Home Values

Tampa

Nashville

$367K

Median Value

$489K

↓ -4%

YoY Change

↓ -2.1%

↑ +42.1%

5-Year Change

↑ +32.1%

$251K - $989K

Price Range

$320K - $1.16M

Homes in Nashville are 33% more expensive than Tampa

Calculate payment - Tampa Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Tampa, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Tampa, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.