Is San Antonio, TX cheaper than Tampa, FL?

Based on cost of living data, San Antonio, TX is 11.7% cheaper than Tampa, FL. This translates to saving $874 per month.

What salary do I need in San Antonio, TX to live like I do in Tampa, FL?

If you earn $150,000 in Tampa, FL, you'd need approximately $139,514.563 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Tampa, FL and San Antonio, TX?

Housing in San Antonio, TX is 22.3% cheaper than in Tampa, FL. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $2,290/month in Tampa, FL.

How much can I save per month by moving from Tampa, FL to San Antonio, TX?

Moving from Tampa, FL to San Antonio, TX could save you approximately $874 per month, or $10485 per year, based on a $150,000 salary.

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Tampa, FL

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San Antonio, TX

Cost of Living Comparison 2026

Current salary in Tampa, FL

Numbers update automatically as you type

You'd save $874/month moving to San Antonio, TX

$150.0K in your current city equals $139.5K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from Tampa-St. Petersburg-Clearwater, FL area

Overall Cost

↓ 11.7%

Less expensive

Monthly Impact

$874

Savings

Annual Impact

$10.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tampa, FL

Population:385K

Cost Index:100

Median Home:$367K

San Antonio, TX

Population:1547K

Cost Index:88

Median Home:$215K

Tampa, FL

The Sunshine State

385K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major Tampa Bay area
•No state income tax
•Growing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Tampa, FL vs San Antonio, TX

Category	Tampa, FL	San Antonio, TX	Difference	Change
🏠Housing	$2,703/mo	$2,100/mo	↓ $603less	22.3%
📦Other	$1,808/mo	$1,647/mo	↓ $161less	8.9%
🛒Groceries	$1,019/mo	$913/mo	↓ $106less	10.4%
⚡All Utilities	$574/mo	$496/mo	↓ $78.14less	13.6%
🏥Healthcare	$570/mo	$527/mo	↓ $43.37less	7.6%
🚗Transportation	$1,284/mo	$1,287/mo	↑ $2.73more	0.2%

🏠Housing

↓ 22.3%

Tampa, FL

$2,703

San Antonio, TX

$2,100

Difference

$603

less

📦Other

↓ 8.9%

Tampa, FL

$1,808

San Antonio, TX

$1,647

Difference

$161

less

🛒Groceries

↓ 10.4%

Tampa, FL

$1,019

San Antonio, TX

$913

Difference

$106

less

⚡All Utilities

↓ 13.6%

Tampa, FL

$574

San Antonio, TX

$496

Difference

$78.14

less

🏥Healthcare

↓ 7.6%

Tampa, FL

$570

San Antonio, TX

$527

Difference

$43.37

less

🚗Transportation

↑ 0.2%

Tampa, FL

$1,284

San Antonio, TX

$1,287

Difference

$2.73

🏠Rent Comparison

Studio

From$1,850

To$1,110

↓ $740

1 Bed

From$1,960

To$1,210

↓ $750

2 Bed

From$2,290

To$1,470

↓ $820

3 Bed

From$2,930

To$1,890

↓ $1,040

Tampa, FLZIP-level data

1BR range: $1,410–$2,550/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,958

Monthly in Tampa, FL

$6,969

Monthly in San Antonio, TX

$988

Difference

Home Values

Tampa

San Antonio

$367K

Median Value

$215K

↓ -4%

YoY Change

↓ -2.9%

↑ +42.1%

5-Year Change

↑ +16.7%

$251K - $989K

Price Range

$107K - $905K

Homes in San Antonio are 41% less expensive than Tampa

Calculate payment - Tampa Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Tampa, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Tampa, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.