Is Port St. Lucie, FL cheaper than Tampa, FL?

Based on cost of living data, Port St. Lucie, FL is 3.7% cheaper than Tampa, FL. This translates to saving $276 per month.

What salary do I need in Port St. Lucie, FL to live like I do in Tampa, FL?

If you earn $150,000 in Tampa, FL, you'd need approximately $146,692.726 in Port St. Lucie, FL to maintain the same standard of living.

How does housing cost compare between Tampa, FL and Port St. Lucie, FL?

Housing in Port St. Lucie, FL is 13.3% cheaper than in Tampa, FL. For a two-bedroom apartment, rent is $1,781/month in Port St. Lucie, FL compared to $2,290/month in Tampa, FL.

How much can I save per month by moving from Tampa, FL to Port St. Lucie, FL?

Moving from Tampa, FL to Port St. Lucie, FL could save you approximately $276 per month, or $3307 per year, based on a $150,000 salary.

Tampa, FL vs Port St. Lucie, FL: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Tampa, FL

Numbers update automatically as you type

You'd save $276/month moving to Port St. Lucie, FL

$150.0K in your current city equals $146.7K in Port St. Lucie, FL

Rent data from HUD ZIP-level estimates · COL index from Tampa-St. Petersburg-Clearwater, FL area

Overall Cost

↓ 3.7%

Less expensive

Monthly Impact

$276

Savings

Annual Impact

$3.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tampa, FL

Population:385K

Cost Index:

100

100 = national average

Median Home:$367K

Port St. Lucie, FL

Population:245K

Cost Index:

(4% below avg)

Median Home:$390K

Tampa, FL

The Sunshine State

385K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major Tampa Bay area
•No state income tax
•Growing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Port St. Lucie, FL

The Sunshine State

245K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 245K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Tampa, FL vs Port St. Lucie, FL

Category	Tampa, FL	Port St. Lucie, FL	Difference	Change
Housing	$2,703/mo	$2,343/mo	↓ $360less	13.3%
Other	$1,808/mo	$1,741/mo	↓ $66.44less	3.7%
Transportation	$1,284/mo	$1,237/mo	↓ $47.19less	3.7%
Groceries	$1,019/mo	$1,000/mo	↓ $18.90less	1.9%
All Utilities	$574/mo	$563/mo	↓ $10.64less	1.9%
Healthcare	$570/mo	$559/mo	↓ $10.57less	1.9%

Housing

↓ 13.3%

Tampa, FL

$2,703

Port St. Lucie, FL

$2,343

Difference

$360

less

Other

↓ 3.7%

Tampa, FL

$1,808

Port St. Lucie, FL

$1,741

Difference

$66.44

less

Transportation

↓ 3.7%

Tampa, FL

$1,284

Port St. Lucie, FL

$1,237

Difference

$47.19

less

Groceries

↓ 1.9%

Tampa, FL

$1,019

Port St. Lucie, FL

$1,000

Difference

$18.90

less

All Utilities

↓ 1.9%

Tampa, FL

$574

Port St. Lucie, FL

$563

Difference

$10.64

less

Healthcare

↓ 1.9%

Tampa, FL

$570

Port St. Lucie, FL

$559

Difference

$10.57

less

🏠Rent Comparison

Studio

From$1,850

To$1,474

↓ $376

1 Bed

From$1,960

To$1,490

↓ $470

2 Bed

From$2,290

To$1,781

↓ $509

3 Bed

From$2,930

To$2,456

↓ $474

Tampa, FLZIP-level data

1BR range: $1,410–$2,550/mo

Port St. Lucie, FLZIP-level data

1BR range: $1,570–$2,090/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,958

Monthly in Tampa, FL

$7,444

Monthly in Port St. Lucie, FL

$513

Difference

Home Values

Tampa

Port St. Lucie

$367K

Median Value

↓ -4%

YoY Change

↑ +42.1%

5-Year Change

$251K - $989K

Price Range

Calculate payment - Tampa

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Tampa, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Port St. Lucie, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Tampa, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Port St. Lucie, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.