Is Portland, OR cheaper than Tampa, FL?

Based on cost of living data, Portland, OR is 26.2% more expensive than Tampa, FL. This translates to spending an extra $1966 per month.

What salary do I need in Portland, OR to live like I do in Tampa, FL?

If you earn $150,000 in Tampa, FL, you'd need approximately $173,592.233 in Portland, OR to maintain the same standard of living.

How does housing cost compare between Tampa, FL and Portland, OR?

Housing in Portland, OR is 74.0% more expensive than in Tampa, FL. For a two-bedroom apartment, rent is $1,900/month in Portland, OR compared to $2,290/month in Tampa, FL.

How much can I save per month by moving from Tampa, FL to Portland, OR?

Living in Portland, OR costs approximately $1966 more per month than Tampa, FL, or $23592 more per year, based on a $150,000 salary.

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Portland, OR

Cost of Living Comparison 2026

Current salary in Tampa, FL

Numbers update automatically as you type

You'd spend $2.0K/month more in Portland, OR

$150.0K in your current city equals $173.6K in Portland, OR

Rent data from HUD ZIP-level estimates · COL index from Tampa-St. Petersburg-Clearwater, FL area

Overall Cost

↑ 26.2%

More expensive

Monthly Impact

$1,966

Extra cost

Annual Impact

$23.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tampa, FL

Population:385K

Cost Index:100

Median Home:$367K

Portland, OR

Population:641K

Cost Index:126

Median Home:$535K

Tampa, FL

The Sunshine State

385K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major Tampa Bay area
•No state income tax
•Growing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Portland, OR

The Beaver State

641K

Population

State Tax

Yes

Climate

Oceanic

Notable Facts

•Craft beer capital
•Foodie destination
•Keep Portland Weird

Major Industries

TechnologyManufacturingFood & BeverageTourism

Cost Breakdown by Category

Annual spending: Tampa, FL vs Portland, OR

Category	Tampa, FL	Portland, OR	Difference	Change
🏠Housing	$2,703/mo	$4,704/mo	↑ $2,001more	74.0%
🚗Transportation	$1,284/mo	$1,721/mo	↑ $437more	34.0%
📦Other	$1,808/mo	$1,925/mo	↑ $117more	6.5%
⚡All Utilities	$574/mo	$475/mo	↓ $98.36less	17.1%
🏥Healthcare	$570/mo	$663/mo	↑ $92.94more	16.3%
🛒Groceries	$1,019/mo	$1,069/mo	↑ $49.96more	4.9%

🏠Housing

↑ 74.0%

Tampa, FL

$2,703

Portland, OR

$4,704

Difference

$2,001

🚗Transportation

↑ 34.0%

Tampa, FL

$1,284

Portland, OR

$1,721

Difference

$437

📦Other

↑ 6.5%

Tampa, FL

$1,808

Portland, OR

$1,925

Difference

$117

⚡All Utilities

↓ 17.1%

Tampa, FL

$574

Portland, OR

$475

Difference

$98.36

less

🏥Healthcare

↑ 16.3%

Tampa, FL

$570

Portland, OR

$663

Difference

$92.94

🛒Groceries

↑ 4.9%

Tampa, FL

$1,019

Portland, OR

$1,069

Difference

$49.96

🏛️ Local Income Taxes

Portland, OR: Multnomah County Preschool for All$1,500/yr (1.0%)

Tampa, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,850

To$1,555

↓ $295

1 Bed

From$1,960

To$1,655

↓ $305

2 Bed

From$2,290

To$1,900

↓ $390

3 Bed

From$2,930

To$2,590

↓ $340

Tampa, FLZIP-level data

1BR range: $1,410–$2,550/mo

Portland, ORZIP-level data

1BR range: $1,580–$2,030/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,958

Monthly in Tampa, FL

$10,557

Monthly in Portland, OR

$2,600

Difference

Home Values

Tampa

Portland

$367K

Median Value

$535K

↓ -4%

YoY Change

↓ -1.2%

↑ +42.1%

5-Year Change

↑ +7.2%

$251K - $989K

Price Range

$351K - $760K

Homes in Portland are 46% more expensive than Tampa

Calculate payment - Tampa Calculate payment - Portland

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $15.5K

More taxes

Monthly Difference

$1,293

Less take-home

Effective Rate Diff

10.3%

Rate difference

Tampa, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Portland, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Additional Tax Information

Tampa, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Portland, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.