Is St. Petersburg, FL cheaper than Tampa, FL?

Based on cost of living data, St. Petersburg, FL is 0.0% cheaper than Tampa, FL. The two cities have very similar living costs.

What salary do I need in St. Petersburg, FL to live like I do in Tampa, FL?

If you earn $150,000 in Tampa, FL, you'd need approximately $150,000 in St. Petersburg, FL to maintain the same standard of living.

How does housing cost compare between Tampa, FL and St. Petersburg, FL?

Housing in St. Petersburg, FL is 0.0% cheaper than in Tampa, FL. For a two-bedroom apartment, rent is $2,040/month in St. Petersburg, FL compared to $2,290/month in Tampa, FL.

How much can I save per month by moving from Tampa, FL to St. Petersburg, FL?

Tampa, FL and St. Petersburg, FL have very similar costs of living, based on a $150,000 salary.

Tampa, FL vs St. Petersburg, FL: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Tampa, FL

Numbers update automatically as you type

Tampa, FL and St. Petersburg, FL have similar living costs

$150.0K in your current city equals $150.0K in St. Petersburg, FL

Rent data from HUD ZIP-level estimates · COL index from Tampa-St. Petersburg-Clearwater, FL area

Overall Cost

→ 0.0%

Same cost

Monthly Impact

No change

Annual Impact

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Tampa, FL

Population:385K

Cost Index:

100

100 = national average

Median Home:$367K

St. Petersburg, FL

Population:264K

Cost Index:

100

(national average)

Median Home:$333K

Tampa, FL

The Sunshine State

385K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major Tampa Bay area
•No state income tax
•Growing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

St. Petersburg, FL

The Sunshine State

264K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 264K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Tampa, FL vs St. Petersburg, FL

Category	Tampa, FL	St. Petersburg, FL	Difference	Change
Housing	$2,703/mo	$2,703/mo	→ $0	0.0%
Groceries	$1,019/mo	$1,019/mo	→ $0	0.0%
Transportation	$1,284/mo	$1,284/mo	→ $0	0.0%
All Utilities	$574/mo	$574/mo	→ $0	0.0%
Healthcare	$570/mo	$570/mo	→ $0	0.0%
Other	$1,808/mo	$1,808/mo	→ $0	0.0%

Housing

→ 0.0%

Tampa, FL

$2,703

St. Petersburg, FL

$2,703

Difference

same

Groceries

→ 0.0%

Tampa, FL

$1,019

St. Petersburg, FL

$1,019

Difference

same

Transportation

→ 0.0%

Tampa, FL

$1,284

St. Petersburg, FL

$1,284

Difference

same

All Utilities

→ 0.0%

Tampa, FL

$574

St. Petersburg, FL

$574

Difference

same

Healthcare

→ 0.0%

Tampa, FL

$570

St. Petersburg, FL

$570

Difference

same

Other

→ 0.0%

Tampa, FL

$1,808

St. Petersburg, FL

$1,808

Difference

same

🏠Rent Comparison

Studio

From$1,850

To$1,640

↓ $210

1 Bed

From$1,960

To$1,750

↓ $210

2 Bed

From$2,290

To$2,040

↓ $250

3 Bed

From$2,930

To$2,610

↓ $320

Tampa, FLZIP-level data

1BR range: $1,410–$2,550/mo

St. Petersburg, FLZIP-level data

1BR range: $1,420–$2,500/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,958

Monthly in Tampa, FL

$7,958

Monthly in St. Petersburg, FL

Difference

Home Values

Tampa

St. Petersburg

$367K

Median Value

$333K

↓ -4%

YoY Change

↓ -7.3%

↑ +42.1%

5-Year Change

↑ +29%

$251K - $989K

Price Range

$162K - $712K

Homes in St. Petersburg are 9% less expensive than Tampa

Calculate payment - Tampa Calculate payment - St. Petersburg

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Tampa, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Petersburg, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Tampa, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

St. Petersburg, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.