Is Charlotte, NC cheaper than Temple City, CA?

Based on cost of living data, Charlotte, NC is 37.6% cheaper than Temple City, CA. This translates to saving $2823 per month.

What salary do I need in Charlotte, NC to live like I do in Temple City, CA?

If you earn $150,000 in Temple City, CA, you'd need approximately $116,124.063 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Temple City, CA and Charlotte, NC?

Housing in Charlotte, NC is 60.6% cheaper than in Temple City, CA. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $2,029/month in Temple City, CA.

How much can I save per month by moving from Temple City, CA to Charlotte, NC?

Moving from Temple City, CA to Charlotte, NC could save you approximately $2823 per month, or $33876 per year, based on a $150,000 salary.

Temple City, CA vs Charlotte, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Temple City, CA — ZIP-level rent data · COL adjusted from Los Angeles, CA area

Current salary in Temple City, CA

Numbers update automatically as you type

You'd save $2.8K/month moving to Charlotte, NC

$150.0K in your current city equals $116.1K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area

Overall Cost

↓ 37.6%

Less expensive

Monthly Impact

$2,823

Savings

Annual Impact

$33.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Temple City, CA

Population:35K

Cost Index:100

Median Home:$1.08M

Charlotte, NC

Population:875K

Cost Index:62

Median Home:$399K

Temple City, CA

The Golden State

35K

Population

State Tax

Yes

Located in California, this city has a population of 35K residents.

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Temple City, CA vs Charlotte, NC

Category	Temple City, CA	Charlotte, NC	Difference	Change
🏠Housing	$6,260/mo	$2,469/mo	↓ $3,791less	60.6%
🚗Transportation	$1,937/mo	$1,202/mo	↓ $735less	37.9%
📦Other	$1,554/mo	$1,707/mo	↑ $154more	9.9%
🏥Healthcare	$525/mo	$638/mo	↑ $113more	21.6%
⚡All Utilities	$528/mo	$519/mo	↓ $8.93less	1.7%
🛒Groceries	$986/mo	$989/mo	↑ $3.75more	0.4%

🏠Housing

↓ 60.6%

Temple City, CA

$6,260

Charlotte, NC

$2,469

Difference

$3,791

less

🚗Transportation

↓ 37.9%

Temple City, CA

$1,937

Charlotte, NC

$1,202

Difference

$735

less

📦Other

↑ 9.9%

Temple City, CA

$1,554

Charlotte, NC

$1,707

Difference

$154

🏥Healthcare

↑ 21.6%

Temple City, CA

$525

Charlotte, NC

$638

Difference

$113

⚡All Utilities

↓ 1.7%

Temple City, CA

$528

Charlotte, NC

$519

Difference

$8.93

less

🛒Groceries

↑ 0.4%

Temple City, CA

$986

Charlotte, NC

$989

Difference

$3.75

🏠Rent Comparison

Studio

From$1,457

To$1,630

↑ $173

1 Bed

From$1,625

To$1,710

↑ $85.00

2 Bed

From$2,029

To$1,870

↓ $159

3 Bed

From$2,571

To$2,300

↓ $271

Temple City, CAZIP-level data

1BR range: $2,130–$2,130/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,789

Monthly in Temple City, CA

$7,525

Monthly in Charlotte, NC

$4,264

Difference

Home Values

Temple City

Charlotte

$1.08M

Median Value

$399K

↑ +1.4%

YoY Change

↓ -1.1%

↑ +26%

5-Year Change

↑ +40.8%

$1.08M

Price Range

$293K - $1.57M

Homes in Charlotte are 63% less expensive than Temple City

Calculate payment - Temple City Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $3.5K

Per year

Monthly Difference

$292

More take-home

Effective Rate Diff

2.3%

Rate difference

Temple City, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Temple City, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.