Is Kansas City, MO cheaper than Temple Terrace, FL?

Based on cost of living data, Kansas City, MO is 7.3% cheaper than Temple Terrace, FL. This translates to saving $545 per month.

What salary do I need in Kansas City, MO to live like I do in Temple Terrace, FL?

If you earn $150,000 in Temple Terrace, FL, you'd need approximately $143,458.42 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Temple Terrace, FL and Kansas City, MO?

Housing in Kansas City, MO is 8.2% cheaper than in Temple Terrace, FL. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $1,281/month in Temple Terrace, FL.

How much can I save per month by moving from Temple Terrace, FL to Kansas City, MO?

Moving from Temple Terrace, FL to Kansas City, MO could save you approximately $545 per month, or $6542 per year, based on a $150,000 salary.

Temple Terrace, FL vs Kansas City, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Temple Terrace, FL — COL adjusted from Tampa, FL area + state data

Current salary in Temple Terrace, FL

Numbers update automatically as you type

You'd save $545/month moving to Kansas City, MO

$150.0K in your current city equals $143.5K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from Tampa-St. Petersburg-Clearwater, FL area

Overall Cost

↓ 7.3%

Less expensive

Monthly Impact

$545

Savings

Annual Impact

$6.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Temple Terrace, FL

Population:27K

Cost Index:100

Median Home:$367K

Kansas City, MO

Population:508K

Cost Index:93

Median Home:$257K

Temple Terrace, FL

The Sunshine State

27K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 27K residents.

💡 Advantage: Florida has no state income tax!

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Temple Terrace, FL vs Kansas City, MO

Category	Temple Terrace, FL	Kansas City, MO	Difference	Change
🏠Housing	$2,292/mo	$2,105/mo	↓ $187less	8.2%
📦Other	$1,704/mo	$1,607/mo	↓ $96.52less	5.7%
🏥Healthcare	$553/mo	$607/mo	↑ $53.87more	9.7%
🛒Groceries	$989/mo	$949/mo	↓ $40.09less	4.1%
⚡All Utilities	$557/mo	$535/mo	↓ $21.44less	3.9%
🚗Transportation	$1,210/mo	$1,216/mo	↑ $5.82more	0.5%

🏠Housing

↓ 8.2%

Temple Terrace, FL

$2,292

Kansas City, MO

$2,105

Difference

$187

less

📦Other

↓ 5.7%

Temple Terrace, FL

$1,704

Kansas City, MO

$1,607

Difference

$96.52

less

🏥Healthcare

↑ 9.7%

Temple Terrace, FL

$553

Kansas City, MO

$607

Difference

$53.87

🛒Groceries

↓ 4.1%

Temple Terrace, FL

$989

Kansas City, MO

$949

Difference

$40.09

less

⚡All Utilities

↓ 3.9%

Temple Terrace, FL

$557

Kansas City, MO

$535

Difference

$21.44

less

🚗Transportation

↑ 0.5%

Temple Terrace, FL

$1,210

Kansas City, MO

$1,216

Difference

$5.82

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Temple Terrace, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$881

To$1,180

↑ $299

1 Bed

From$1,041

To$1,280

↑ $239

2 Bed

From$1,281

To$1,460

↑ $179

3 Bed

From$1,762

To$1,900

↑ $138

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,305

Monthly in Temple Terrace, FL

$7,020

Monthly in Kansas City, MO

$285

Difference

Home Values

Temple Terrace

Kansas City

Median Value

$257K

YoY Change

↑ +0.6%

5-Year Change

↑ +32.2%

Price Range

$80K - $587K

Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Temple Terrace, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Temple Terrace, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.