Is Pittsburgh, PA cheaper than Temple Terrace, FL?

Based on cost of living data, Pittsburgh, PA is 8.3% cheaper than Temple Terrace, FL. This translates to saving $622 per month.

What salary do I need in Pittsburgh, PA to live like I do in Temple Terrace, FL?

If you earn $150,000 in Temple Terrace, FL, you'd need approximately $142,531.104 in Pittsburgh, PA to maintain the same standard of living.

How does housing cost compare between Temple Terrace, FL and Pittsburgh, PA?

Housing in Pittsburgh, PA is 15.0% cheaper than in Temple Terrace, FL. For a two-bedroom apartment, rent is $1,050/month in Pittsburgh, PA compared to $1,281/month in Temple Terrace, FL.

How much can I save per month by moving from Temple Terrace, FL to Pittsburgh, PA?

Moving from Temple Terrace, FL to Pittsburgh, PA could save you approximately $622 per month, or $7469 per year, based on a $150,000 salary.

Temple Terrace, FL vs Pittsburgh, PA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Temple Terrace, FL — COL adjusted from Tampa, FL area + state data

Current salary in Temple Terrace, FL

Numbers update automatically as you type

You'd save $622/month moving to Pittsburgh, PA

$150.0K in your current city equals $142.5K in Pittsburgh, PA

Using Tampa-St. Petersburg-Clearwater, FL and Pittsburgh, PA metropolitan area data

Overall Cost

↓ 8.3%

Less expensive

Monthly Impact

$622

Savings

Annual Impact

$7.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Temple Terrace, FL

Population:27K

Cost Index:100

Median Home:$367K

Pittsburgh, PA

Population:303K

Cost Index:92

Temple Terrace, FL

The Sunshine State

27K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 27K residents.

💡 Advantage: Florida has no state income tax!

Pittsburgh, PA

The Keystone State

303K

Population

State Tax

Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: Temple Terrace, FL vs Pittsburgh, PA

Category	Temple Terrace, FL	Pittsburgh, PA	Difference	Change
🏠Housing	$2,292/mo	$1,949/mo	↓ $343less	15.0%
📦Other	$1,704/mo	$1,607/mo	↓ $96.52less	5.7%
⚡All Utilities	$557/mo	$607/mo	↑ $49.59more	8.9%
🏥Healthcare	$553/mo	$527/mo	↓ $26.67less	4.8%
🚗Transportation	$1,210/mo	$1,216/mo	↑ $5.82more	0.5%
🛒Groceries	$989/mo	$989/mo	↓ $0.12less	0.0%

🏠Housing

↓ 15.0%

Temple Terrace, FL

$2,292

Pittsburgh, PA

$1,949

Difference

$343

less

📦Other

↓ 5.7%

Temple Terrace, FL

$1,704

Pittsburgh, PA

$1,607

Difference

$96.52

less

⚡All Utilities

↑ 8.9%

Temple Terrace, FL

$557

Pittsburgh, PA

$607

Difference

$49.59

🏥Healthcare

↓ 4.8%

Temple Terrace, FL

$553

Pittsburgh, PA

$527

Difference

$26.67

less

🚗Transportation

↑ 0.5%

Temple Terrace, FL

$1,210

Pittsburgh, PA

$1,216

Difference

$5.82

🛒Groceries

↓ 0.0%

Temple Terrace, FL

$989

Pittsburgh, PA

$989

Difference

$0.12

less

🏛️ Local Income Taxes

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)

Temple Terrace, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$881

To$750

↓ $131

1 Bed

From$1,041

To$850

↓ $191

2 Bed

From$1,281

To$1,050

↓ $231

3 Bed

From$1,762

To$1,400

↓ $362

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition.

$7,305

Monthly in Temple Terrace, FL

$6,894

Monthly in Pittsburgh, PA

$411

Difference

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.6K

More taxes

Monthly Difference

$384

Less take-home

Effective Rate Diff

3.1%

Rate difference

Temple Terrace, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Pittsburgh, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Additional Tax Information

Temple Terrace, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.