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Cost of Living Comparison 2026

๐Ÿ“ Terre Haute, IN โ€” ZIP-level rent data ยท COL adjusted from Indianapolis, IN area

$

Numbers update automatically as you type

You'd save $34.81/month moving to St. Louis, MO

$150.0K in your current city equals $149.6K in St. Louis, MO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 0.5%
Less expensive
Monthly Impact
$34.81
Savings
Annual Impact
$418
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Terre Haute, IN

Population:59K
Cost Index:100
Median Home:$134K

St. Louis, MO

Population:302K
Cost Index:100
Median Home:$145K

Terre Haute, IN

The Hoosier State

59K
Population
State Tax
Yes

Located in Indiana, this city has a population of 59K residents.

St. Louis, MO

The Show-Me State

302K
Population
State Tax
Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Terre Haute, IN vs St. Louis, MO

๐Ÿ Housing
โ†“ 4.4%
Terre Haute, IN
$1,958
St. Louis, MO
$1,871
Difference
$87.05
less
๐ŸฅHealthcare
โ†“ 9.8%
Terre Haute, IN
$584
St. Louis, MO
$527
Difference
$57.12
less
โšกAll Utilities
โ†‘ 6.3%
Terre Haute, IN
$504
St. Louis, MO
$535
Difference
$31.61
more
๐Ÿ›’Groceries
โ†‘ 3.0%
Terre Haute, IN
$921
St. Louis, MO
$949
Difference
$27.84
more
๐Ÿš—Transportation
โ†‘ 1.8%
Terre Haute, IN
$1,194
St. Louis, MO
$1,216
Difference
$21.78
more
๐Ÿ“ฆOther
โ†‘ 0.6%
Terre Haute, IN
$1,598
St. Louis, MO
$1,607
Difference
$9.33
more

๐Ÿ›๏ธ Local Income Taxes

Terre Haute, IN: Vigo County Income Tax$2,550/yr (1.7%)
St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)
Net difference-$1,050/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$894
To$910
โ†‘ $16.00
1 Bed
From$894
To$950
โ†‘ $56.00
2 Bed
From$1,135
To$1,160
โ†‘ $25.00
3 Bed
From$1,356
To$1,490
โ†‘ $134
Terre Haute, INZIP-level data

1BR range: $880โ€“$910/mo

St. Louis, MOZIP-level data

1BR range: $800โ€“$1,480/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,759
Monthly in Terre Haute, IN
$6,705
Monthly in St. Louis, MO
$53.61
Difference

Home Values

Terre Haute
St. Louis
$134K
Median Value
$145K
โ†“ -1.7%
YoY Change
โ†“ -0.8%
โ†‘ +33.1%
5-Year Change
โ†‘ +10.9%
$71K - $187K
Price Range
$38K - $302K

Homes in St. Louis are 8% more expensive than Terre Haute

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $3.1K
More taxes
Monthly Difference
$257
Less take-home
Effective Rate Diff
2.1%
Rate difference

Terre Haute, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

St. Louis, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Terre Haute, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

St. Louis, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Terre Haute
St. Louis
54 Moderate
Air Quality
54 Moderate
36.6%
Good Air Days
38%
97 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐Ÿซจ
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
18 days
Heat Days >95ยฐF
39 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
18 days
Heat Days >95ยฐF
39 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Indiana and Missouri on TaxTakeHome.com

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