Is Raleigh, NC cheaper than The Colony, TX?

Based on cost of living data, Raleigh, NC is 4.7% cheaper than The Colony, TX. This translates to saving $352 per month.

What salary do I need in Raleigh, NC to live like I do in The Colony, TX?

If you earn $150,000 in The Colony, TX, you'd need approximately $145,780.544 in Raleigh, NC to maintain the same standard of living.

How does housing cost compare between The Colony, TX and Raleigh, NC?

Housing in Raleigh, NC is 7.8% more expensive than in The Colony, TX. For a two-bedroom apartment, rent is $1,800/month in Raleigh, NC compared to $1,812/month in The Colony, TX.

How much can I save per month by moving from The Colony, TX to Raleigh, NC?

Moving from The Colony, TX to Raleigh, NC could save you approximately $352 per month, or $4219 per year, based on a $150,000 salary.

The Colony, TX vs Raleigh, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 The Colony, TX — ZIP-level rent data · COL adjusted from Plano, TX area

Current salary in The Colony, TX

Numbers update automatically as you type

You'd save $352/month moving to Raleigh, NC

$150.0K in your current city equals $145.8K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↓ 4.7%

Less expensive

Monthly Impact

$352

Savings

Annual Impact

$4.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

The Colony, TX

Population:45K

Cost Index:100

Median Home:$481K

Raleigh, NC

Population:474K

Cost Index:95

Median Home:$512K

The Colony, TX

The Lone Star State

45K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 45K residents.

💡 Advantage: Texas has no state income tax!

Raleigh, NC

The Tar Heel State

474K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Research Triangle
•State capital
•Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: The Colony, TX vs Raleigh, NC

Category	The Colony, TX	Raleigh, NC	Difference	Change
🏠Housing	$2,290/mo	$2,469/mo	↑ $178more	7.8%
📦Other	$1,848/mo	$1,707/mo	↓ $141less	7.6%
🚗Transportation	$1,246/mo	$1,284/mo	↑ $38.11more	3.1%
🏥Healthcare	$619/mo	$601/mo	↓ $18.24less	2.9%
⚡All Utilities	$551/mo	$546/mo	↓ $5.05less	0.9%
🛒Groceries	$960/mo	$959/mo	↓ $0.25less	0.0%

🏠Housing

↑ 7.8%

The Colony, TX

$2,290

Raleigh, NC

$2,469

Difference

$178

📦Other

↓ 7.6%

The Colony, TX

$1,848

Raleigh, NC

$1,707

Difference

$141

less

🚗Transportation

↑ 3.1%

The Colony, TX

$1,246

Raleigh, NC

$1,284

Difference

$38.11

🏥Healthcare

↓ 2.9%

The Colony, TX

$619

Raleigh, NC

$601

Difference

$18.24

less

⚡All Utilities

↓ 0.9%

The Colony, TX

$551

Raleigh, NC

$546

Difference

$5.05

less

🛒Groceries

↓ 0.0%

The Colony, TX

$960

Raleigh, NC

$959

Difference

$0.25

less

🏠Rent Comparison

Studio

From$1,485

To$1,570

↑ $85.00

1 Bed

From$1,542

To$1,640

↑ $98.00

2 Bed

From$1,812

To$1,800

↓ $12.00

3 Bed

From$2,285

To$2,255

↓ $30.00

The Colony, TXZIP-level data

1BR range: $1,890–$1,890/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,515

Monthly in The Colony, TX

$7,567

Monthly in Raleigh, NC

$52.07

Difference

Home Values

The Colony

Raleigh

$481K

Median Value

$512K

↓ -4.8%

YoY Change

↓ -0.5%

↑ +37.1%

5-Year Change

↑ +38.2%

$481K

Price Range

$314K - $992K

Homes in Raleigh are 6% more expensive than The Colony

Calculate payment - The Colony Calculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.1K

More taxes

Monthly Difference

$594

Less take-home

Effective Rate Diff

4.7%

Rate difference

The Colony, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Raleigh, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

The Colony, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Raleigh, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.