Is St. Louis, MO cheaper than The Colony, TX?

Based on cost of living data, St. Louis, MO is 14.5% cheaper than The Colony, TX. This translates to saving $1089 per month.

What salary do I need in St. Louis, MO to live like I do in The Colony, TX?

If you earn $150,000 in The Colony, TX, you'd need approximately $136,937.189 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between The Colony, TX and St. Louis, MO?

Housing in St. Louis, MO is 18.3% cheaper than in The Colony, TX. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,812/month in The Colony, TX.

How much can I save per month by moving from The Colony, TX to St. Louis, MO?

Moving from The Colony, TX to St. Louis, MO could save you approximately $1089 per month, or $13063 per year, based on a $150,000 salary.

The Colony, TX vs St. Louis, MO: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 The Colony, TX — ZIP-level rent data · COL adjusted from Plano, TX area

Current salary in The Colony, TX

Numbers update automatically as you type

You'd save $1.1K/month moving to St. Louis, MO

$150.0K in your current city equals $136.9K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↓ 14.5%

Less expensive

Monthly Impact

$1,089

Savings

Annual Impact

$13.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

The Colony, TX

Population:45K

Cost Index:100

Median Home:$481K

St. Louis, MO

Population:302K

Cost Index:85

Median Home:$145K

The Colony, TX

The Lone Star State

45K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 45K residents.

💡 Advantage: Texas has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: The Colony, TX vs St. Louis, MO

Category	The Colony, TX	St. Louis, MO	Difference	Change
🏠Housing	$2,290/mo	$1,871/mo	↓ $419less	18.3%
📦Other	$1,848/mo	$1,607/mo	↓ $241less	13.1%
🏥Healthcare	$619/mo	$527/mo	↓ $92.59less	15.0%
🚗Transportation	$1,246/mo	$1,216/mo	↓ $30.19less	2.4%
⚡All Utilities	$551/mo	$535/mo	↓ $15.98less	2.9%
🛒Groceries	$960/mo	$949/mo	↓ $10.25less	1.1%

🏠Housing

↓ 18.3%

The Colony, TX

$2,290

St. Louis, MO

$1,871

Difference

$419

less

📦Other

↓ 13.1%

The Colony, TX

$1,848

St. Louis, MO

$1,607

Difference

$241

less

🏥Healthcare

↓ 15.0%

The Colony, TX

$619

St. Louis, MO

$527

Difference

$92.59

less

🚗Transportation

↓ 2.4%

The Colony, TX

$1,246

St. Louis, MO

$1,216

Difference

$30.19

less

⚡All Utilities

↓ 2.9%

The Colony, TX

$551

St. Louis, MO

$535

Difference

$15.98

less

🛒Groceries

↓ 1.1%

The Colony, TX

$960

St. Louis, MO

$949

Difference

$10.25

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

The Colony, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,485

To$910

↓ $575

1 Bed

From$1,542

To$950

↓ $592

2 Bed

From$1,812

To$1,160

↓ $652

3 Bed

From$2,285

To$1,490

↓ $795

The Colony, TXZIP-level data

1BR range: $1,890–$1,890/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,515

Monthly in The Colony, TX

$6,705

Monthly in St. Louis, MO

$810

Difference

Home Values

The Colony

St. Louis

$481K

Median Value

$145K

↓ -4.8%

YoY Change

↓ -0.8%

↑ +37.1%

5-Year Change

↑ +10.9%

$481K

Price Range

$38K - $302K

Homes in St. Louis are 70% less expensive than The Colony

Calculate payment - The Colony Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

The Colony, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

The Colony, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.