Is Columbus, OH cheaper than The Villages, FL?

Based on cost of living data, Columbus, OH is 8.3% cheaper than The Villages, FL. This translates to saving $621 per month.

What salary do I need in Columbus, OH to live like I do in The Villages, FL?

If you earn $150,000 in The Villages, FL, you'd need approximately $142,548.096 in Columbus, OH to maintain the same standard of living.

How does housing cost compare between The Villages, FL and Columbus, OH?

Housing in Columbus, OH is 11.4% cheaper than in The Villages, FL. For a two-bedroom apartment, rent is $1,315/month in Columbus, OH compared to $1,417/month in The Villages, FL.

How much can I save per month by moving from The Villages, FL to Columbus, OH?

Moving from The Villages, FL to Columbus, OH could save you approximately $621 per month, or $7452 per year, based on a $150,000 salary.

The Villages, FL vs Columbus, OH: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 The Villages, FL — COL adjusted from Orlando, FL area + state data

Current salary in The Villages, FL

Numbers update automatically as you type

You'd save $621/month moving to Columbus, OH

$150.0K in your current city equals $142.5K in Columbus, OH

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 8.3%

Less expensive

Monthly Impact

$621

Savings

Annual Impact

$7.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

The Villages, FL

Population:79K

Cost Index:100

Median Home:$390K

Columbus, OH

Population:906K

Cost Index:92

Median Home:$263K

The Villages, FL

The Sunshine State

79K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 79K residents.

💡 Advantage: Florida has no state income tax!

Columbus, OH

The Buckeye State

906K

Population

State Tax

Yes

Located in Ohio, this city has a population of 906K residents.

Cost Breakdown by Category

Annual spending: The Villages, FL vs Columbus, OH

Category	The Villages, FL	Columbus, OH	Difference	Change
🏠Housing	$2,317/mo	$2,053/mo	↓ $264less	11.4%
📦Other	$1,722/mo	$1,557/mo	↓ $166less	9.6%
🚗Transportation	$1,223/mo	$1,366/mo	↑ $143more	11.7%
⚡All Utilities	$560/mo	$464/mo	↓ $95.54less	17.1%
🏥Healthcare	$556/mo	$607/mo	↑ $50.83more	9.1%
🛒Groceries	$995/mo	$969/mo	↓ $25.55less	2.6%

🏠Housing

↓ 11.4%

The Villages, FL

$2,317

Columbus, OH

$2,053

Difference

$264

less

📦Other

↓ 9.6%

The Villages, FL

$1,722

Columbus, OH

$1,557

Difference

$166

less

🚗Transportation

↑ 11.7%

The Villages, FL

$1,223

Columbus, OH

$1,366

Difference

$143

⚡All Utilities

↓ 17.1%

The Villages, FL

$560

Columbus, OH

$464

Difference

$95.54

less

🏥Healthcare

↑ 9.1%

The Villages, FL

$556

Columbus, OH

$607

Difference

$50.83

🛒Groceries

↓ 2.6%

The Villages, FL

$995

Columbus, OH

$969

Difference

$25.55

less

🏛️ Local Income Taxes

Columbus, OH: Columbus Municipal Income Tax$3,750/yr (2.5%)

The Villages, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$972

To$1,020

↑ $48.00

1 Bed

From$1,134

To$1,100

↓ $34.00

2 Bed

From$1,417

To$1,315

↓ $102

3 Bed

From$1,943

To$1,575

↓ $368

Columbus, OHZIP-level data

1BR range: $870–$1,790/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,374

Monthly in The Villages, FL

$7,017

Monthly in Columbus, OH

$357

Difference

Home Values

The Villages

Columbus

Median Value

$263K

YoY Change

↓ -0.4%

5-Year Change

↑ +28.8%

Price Range

$95K - $406K

Calculate payment - Columbus

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.4K

More taxes

Monthly Difference

$369

Less take-home

Effective Rate Diff

3.0%

Rate difference

The Villages, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Columbus, OH

Federal Income Tax

Effective: 18.9%

$25.5K

Ohio State Tax

Effective: 3.0%

$4.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.6%

$41.4K

Take-Home Pay

$9,047/month

$108.6K

Additional Tax Information

The Villages, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Columbus, OH Tax Rates

Sales Tax:7.2%

Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.