Is Nashville, TN cheaper than The Villages, FL?

Based on cost of living data, Nashville, TN is 5.0% more expensive than The Villages, FL. This translates to spending an extra $373 per month.

What salary do I need in Nashville, TN to live like I do in The Villages, FL?

If you earn $150,000 in The Villages, FL, you'd need approximately $154,471.71 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between The Villages, FL and Nashville, TN?

Housing in Nashville, TN is 14.4% more expensive than in The Villages, FL. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,417/month in The Villages, FL.

How much can I save per month by moving from The Villages, FL to Nashville, TN?

Living in Nashville, TN costs approximately $373 more per month than The Villages, FL, or $4472 more per year, based on a $150,000 salary.

The Villages, FL vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 The Villages, FL — COL adjusted from Orlando, FL area + state data

Current salary in The Villages, FL

Numbers update automatically as you type

You'd spend $373/month more in Nashville, TN

$150.0K in your current city equals $154.5K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 5.0%

More expensive

Monthly Impact

$373

Extra cost

Annual Impact

$4.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

The Villages, FL

Population:79K

Cost Index:100

Median Home:$390K

Nashville, TN

Population:689K

Cost Index:105

Median Home:$489K

The Villages, FL

The Sunshine State

79K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 79K residents.

💡 Advantage: Florida has no state income tax!

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: The Villages, FL vs Nashville, TN

Category	The Villages, FL	Nashville, TN	Difference	Change
🏠Housing	$2,317/mo	$2,651/mo	↑ $333more	14.4%
📦Other	$1,722/mo	$1,942/mo	↑ $219more	12.7%
🚗Transportation	$1,223/mo	$1,284/mo	↑ $60.78more	5.0%
🏥Healthcare	$556/mo	$607/mo	↑ $50.83more	9.1%
🛒Groceries	$995/mo	$949/mo	↓ $45.53less	4.6%
⚡All Utilities	$560/mo	$519/mo	↓ $40.90less	7.3%

🏠Housing

↑ 14.4%

The Villages, FL

$2,317

Nashville, TN

$2,651

Difference

$333

📦Other

↑ 12.7%

The Villages, FL

$1,722

Nashville, TN

$1,942

Difference

$219

🚗Transportation

↑ 5.0%

The Villages, FL

$1,223

Nashville, TN

$1,284

Difference

$60.78

🏥Healthcare

↑ 9.1%

The Villages, FL

$556

Nashville, TN

$607

Difference

$50.83

🛒Groceries

↓ 4.6%

The Villages, FL

$995

Nashville, TN

$949

Difference

$45.53

less

⚡All Utilities

↓ 7.3%

The Villages, FL

$560

Nashville, TN

$519

Difference

$40.90

less

🏠Rent Comparison

Studio

From$972

To$1,600

↑ $628

1 Bed

From$1,134

To$1,680

↑ $546

2 Bed

From$1,417

To$1,840

↑ $423

3 Bed

From$1,943

To$2,350

↑ $407

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,374

Monthly in The Villages, FL

$7,952

Monthly in Nashville, TN

$578

Difference

Home Values

The Villages

Nashville

Median Value

$489K

YoY Change

↓ -2.1%

5-Year Change

↑ +32.1%

Price Range

$320K - $1.16M

Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

The Villages, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

The Villages, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.