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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $3.4K/month more in Garden Grove, CA

$150.0K in your current city equals $190.5K in Garden Grove, CA

Rent data from HUD ZIP-level estimates · COL index from Denver-Aurora-Lakewood, CO area
Overall Cost
45.0%
More expensive
Monthly Impact
$3,377
Extra cost
Annual Impact
$40.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Thornton, CO

Population:145K
Cost Index:
100
100 = national average
Median Home:$417K

Garden Grove, CA

Population:168K
Cost Index:
145
(45% above avg)
Median Home:$833K

Thornton, CO

The Centennial State

145K
Population
State Tax
Yes

Located in Colorado, this city has a population of 145K residents.

Garden Grove, CA

The Golden State

168K
Population
State Tax
Yes

Located in California, this city has a population of 168K residents.

Cost Breakdown by Category

Annual spending: Thornton, CO vs Garden Grove, CA

Housing
112.7%
Thornton, CO
$2,822
Garden Grove, CA
$6,003
Difference
$3,181
more
Transportation
53.0%
Thornton, CO
$1,411
Garden Grove, CA
$2,158
Difference
$747
more
Healthcare
11.2%
Thornton, CO
$621
Garden Grove, CA
$551
Difference
$69.49
less
All Utilities
9.3%
Thornton, CO
$510
Garden Grove, CA
$557
Difference
$47.33
more
Groceries
2.8%
Thornton, CO
$1,011
Garden Grove, CA
$1,039
Difference
$27.99
more
Other
0.7%
Thornton, CO
$1,713
Garden Grove, CA
$1,724
Difference
$11.31
more

🏠Rent Comparison

Studio
From$1,378
To$1,750
$372
1 Bed
From$1,469
To$2,050
$581
2 Bed
From$1,748
To$2,650
$902
3 Bed
From$2,289
To$3,800
$1,511
Thornton, COZIP-level data

1BR range: $1,790$1,790/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,088
Monthly in Thornton, CO
$12,034
Monthly in Garden Grove, CA
$3,945
Difference

Home Values

Thornton
Garden Grove
$417K
Median Value
-
↓ -3.5%
YoY Change
-
↑ +19.7%
5-Year Change
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.0K
More taxes
Monthly Difference
$336
Less take-home
Effective Rate Diff
2.7%
Rate difference

Thornton, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Garden Grove, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Thornton, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

Garden Grove, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Thornton
Garden Grove
55 Moderate
Air Quality
54 Moderate
35.2%
Good Air Days
32.5%
95 High
Climate Risk
100 Very High
🌊🌪💨
Top Hazards
🔥🌊🌅
+3.3°F
2050 Outlook
+2.6°F
28 days
Heat Days >95°F
12 days
+3.3°F
2050 Outlook
+2.6°F
28 days
Heat Days >95°F
12 days

💰 See how taxes change too — compare take-home pay between Colorado and California on TaxTakeHome.com

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