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Cost of Living Comparison 2026

๐Ÿ“ University CDP (Orange County), FL โ€” COL adjusted from Orlando, FL area + state data

$

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You'd save $890/month moving to Indianapolis, IN

$150.0K in your current city equals $139.3K in Indianapolis, IN

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 11.9%
Less expensive
Monthly Impact
$890
Savings
Annual Impact
$10.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

University CDP (Orange County), FL

Population:45K
Cost Index:100
Median Home:$390K

Indianapolis, IN

Population:888K
Cost Index:88
Median Home:$176K

University CDP (Orange County), FL

The Sunshine State

45K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 45K residents.

๐Ÿ’ก Advantage: Florida has no state income tax!

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: University CDP (Orange County), FL vs Indianapolis, IN

๐Ÿ Housing
โ†“ 16.4%
University CDP (Orange County), FL
$2,331
Indianapolis, IN
$1,949
Difference
$382
less
๐Ÿ“ฆOther
โ†“ 8.2%
University CDP (Orange County), FL
$1,733
Indianapolis, IN
$1,590
Difference
$142
less
๐Ÿ›’Groceries
โ†“ 7.9%
University CDP (Orange County), FL
$998
Indianapolis, IN
$919
Difference
$78.50
less
โšกAll Utilities
โ†“ 10.5%
University CDP (Orange County), FL
$562
Indianapolis, IN
$503
Difference
$58.97
less
๐Ÿš—Transportation
โ†“ 3.4%
University CDP (Orange County), FL
$1,231
Indianapolis, IN
$1,188
Difference
$42.20
less
๐ŸฅHealthcare
โ†‘ 4.4%
University CDP (Orange County), FL
$558
Indianapolis, IN
$582
Difference
$24.37
more

๐Ÿ›๏ธ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

University CDP (Orange County), FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$978
To$1,030
โ†‘ $52.00
1 Bed
From$1,140
To$1,170
โ†‘ $30.00
2 Bed
From$1,426
To$1,360
โ†“ $66.00
3 Bed
From$1,955
To$1,760
โ†“ $195
Indianapolis, INZIP-level data

1BR range: $1,080โ€“$1,870/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,412
Monthly in University CDP (Orange County), FL
$6,732
Monthly in Indianapolis, IN
$680
Difference

Home Values

University CDP (Orange County)
Indianapolis
-
Median Value
$176K
-
YoY Change
โ†“ -1.1%
-
5-Year Change
โ†‘ +26.9%
-
Price Range
$109K - $340K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $4.8K
More taxes
Monthly Difference
$404
Less take-home
Effective Rate Diff
3.2%
Rate difference

University CDP (Orange County), FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

University CDP (Orange County), FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

University CDP (Orange County)
Indianapolis
41 Good
Air Quality
54 Moderate
75.6%
Good Air Days
36.6%
98 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒ€๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.3ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
58 days
Heat Days >95ยฐF
18 days
โ–ฒ+2.3ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
58 days
Heat Days >95ยฐF
18 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Florida and Indiana on TaxTakeHome.com

Where your money goes further

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