Is St. Louis, MO cheaper than University CDP (Orange County), FL?

Based on cost of living data, St. Louis, MO is 11.9% cheaper than University CDP (Orange County), FL. This translates to saving $890 per month.

What salary do I need in St. Louis, MO to live like I do in University CDP (Orange County), FL?

If you earn $150,000 in University CDP (Orange County), FL, you'd need approximately $139,319.106 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between University CDP (Orange County), FL and St. Louis, MO?

Housing in St. Louis, MO is 19.7% cheaper than in University CDP (Orange County), FL. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,426/month in University CDP (Orange County), FL.

How much can I save per month by moving from University CDP (Orange County), FL to St. Louis, MO?

Moving from University CDP (Orange County), FL to St. Louis, MO could save you approximately $890 per month, or $10681 per year, based on a $150,000 salary.

University CDP (Orange County), FL vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 University CDP (Orange County), FL — COL adjusted from Orlando, FL area + state data

Current salary in University CDP (Orange County), FL

Numbers update automatically as you type

You'd save $890/month moving to St. Louis, MO

$150.0K in your current city equals $139.3K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 11.9%

Less expensive

Monthly Impact

$890

Savings

Annual Impact

$10.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

University CDP (Orange County), FL

Population:45K

Cost Index:100

Median Home:$390K

St. Louis, MO

Population:302K

Cost Index:88

Median Home:$145K

University CDP (Orange County), FL

The Sunshine State

45K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 45K residents.

💡 Advantage: Florida has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: University CDP (Orange County), FL vs St. Louis, MO

Category	University CDP (Orange County), FL	St. Louis, MO	Difference	Change
🏠Housing	$2,331/mo	$1,871/mo	↓ $460less	19.7%
📦Other	$1,733/mo	$1,607/mo	↓ $126less	7.3%
🛒Groceries	$998/mo	$949/mo	↓ $48.52less	4.9%
🏥Healthcare	$558/mo	$527/mo	↓ $31.39less	5.6%
⚡All Utilities	$562/mo	$535/mo	↓ $26.19less	4.7%
🚗Transportation	$1,231/mo	$1,216/mo	↓ $14.88less	1.2%

🏠Housing

↓ 19.7%

University CDP (Orange County), FL

$2,331

St. Louis, MO

$1,871

Difference

$460

less

📦Other

↓ 7.3%

University CDP (Orange County), FL

$1,733

St. Louis, MO

$1,607

Difference

$126

less

🛒Groceries

↓ 4.9%

University CDP (Orange County), FL

$998

St. Louis, MO

$949

Difference

$48.52

less

🏥Healthcare

↓ 5.6%

University CDP (Orange County), FL

$558

St. Louis, MO

$527

Difference

$31.39

less

⚡All Utilities

↓ 4.7%

University CDP (Orange County), FL

$562

St. Louis, MO

$535

Difference

$26.19

less

🚗Transportation

↓ 1.2%

University CDP (Orange County), FL

$1,231

St. Louis, MO

$1,216

Difference

$14.88

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

University CDP (Orange County), FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$978

To$910

↓ $68.00

1 Bed

From$1,140

To$950

↓ $190

2 Bed

From$1,426

To$1,160

↓ $266

3 Bed

From$1,955

To$1,490

↓ $465

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,412

Monthly in University CDP (Orange County), FL

$6,705

Monthly in St. Louis, MO

$707

Difference

Home Values

University CDP (Orange County)

St. Louis

Median Value

$145K

YoY Change

↓ -0.8%

5-Year Change

↑ +10.9%

Price Range

$38K - $302K

Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

University CDP (Orange County), FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

University CDP (Orange County), FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.