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Cost of Living Comparison 2026

Compare Virginia Beach, VA and Austin, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

Virginia Beach, VA and Austin, TX have similar living costs

$150.0K in your current city equals $150.0K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Virginia Beach-Norfolk-Newport News, VA-NC area
Overall Cost
→ 0.0%
Same cost
Monthly Impact
$0
No change
Annual Impact
$0
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Virginia Beach, VA

Population:459K
Cost Index:
100
100 = national average
Median Home:$447K

Austin, TX

Population:979K
Cost Index:
100
(national average)
Median Home:$558K

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Virginia Beach, VA

The Old Dominion State

459K
Population
State Tax
Yes

Located in Virginia, this city has a population of 459K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Live music capital
  • •Major tech hub
  • •SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Virginia Beach, VA vs Austin, TX

Housing
↑ 5.7%
Virginia Beach, VA
$2,729
Austin, TX
$2,885
Difference
$156
more
Healthcare
↓ 6.9%
Virginia Beach, VA
$632
Austin, TX
$589
Difference
$43.37
less
All Utilities
↓ 5.7%
Virginia Beach, VA
$574
Austin, TX
$541
Difference
$32.79
less
Other
↓ 1.0%
Virginia Beach, VA
$1,758
Austin, TX
$1,741
Difference
$16.74
less
Groceries
→ 0.0%
Virginia Beach, VA
$959
Austin, TX
$959
Difference
$0
same
Transportation
→ 0.0%
Virginia Beach, VA
$1,284
Austin, TX
$1,284
Difference
$0
same

🏠Rent Comparison

Studio
From$1,780
To$1,585
↓ $195
1 Bed
From$1,800
To$1,685
↓ $115
2 Bed
From$2,040
To$1,995
↓ $45.00
3 Bed
From$2,830
To$2,525
↓ $305
Virginia Beach, VAZIP-level data

1BR range: $1,690–$2,120/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,935
Monthly in Virginia Beach, VA
$7,998
Monthly in Austin, TX
$63.03
Difference

Home Values

Virginia Beach
Austin
$447K
Median Value
$558K
↑ +2.7%
YoY Change
↓ -5%
↑ +33.5%
5-Year Change
↑ +12.6%
$318K - $640K
Price Range
$272K - $1.26M

Homes in Austin are 25% more expensive than Virginia Beach

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $8.4K
Per year
Monthly Difference
$697
More take-home
Effective Rate Diff
5.6%
Rate difference

Virginia Beach, VA

Federal Income Tax
Effective: 18.9%
$25.5K
Virginia State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,718/month
$104.6K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Virginia Beach, VA Tax Rates

Sales Tax:5.7%
Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Virginia Beach
Austin
36 Good
Air Quality
52 Moderate
80.3%
Good Air Days
42.6%
58 Low
Climate Risk
98 High
None
Top Hazards
🌊🌡🌪
▲+2.5°F
2050 Outlook
▲+2.5°F
17 days
Heat Days >95°F
98 days
▲+2.5°F
2050 Outlook
▲+2.5°F
17 days
Heat Days >95°F
98 days

What to Consider When Moving from Virginia Beach, VA to Austin, TX

Relocating from Virginia Beach, VA to Austin, TX involves more than just comparing rent prices. While the overall cost of living is comparable between the two cities, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Austin, TX is 6% more expensive than in Virginia Beach, VA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Austin, TX pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Austin, TX to match your current standard of living in Virginia Beach, VA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Austin, TX for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Virginia Beach, VA vs Austin, TX

How do the cost estimates for Virginia Beach, VA and Austin, TX compare?

The saved overall index for Austin, TX is 0.0% higher than for Virginia Beach, VA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Virginia Beach, VA, the model estimates $150,000 in Austin, TX. It assumes 60% of gross income changes with the relative cost index and 40% stays fixed. The monthly difference is the salary difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Virginia Beach, VA and Austin, TX?

The modeled two-bedroom rents are $2,040/month in Virginia Beach, VA and $1,995/month in Austin, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Virginia and Texas on TaxTakeHome.com

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