Is Denver, CO cheaper than Virginia Beach, VA?

Based on cost of living data, Denver, CO is 6.8% more expensive than Virginia Beach, VA. This translates to spending an extra $510 per month.

What salary do I need in Denver, CO to live like I do in Virginia Beach, VA?

If you earn $150,000 in Virginia Beach, VA, you'd need approximately $156,116.505 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Virginia Beach, VA and Denver, CO?

Housing in Denver, CO is 19.0% more expensive than in Virginia Beach, VA. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $2,040/month in Virginia Beach, VA.

How much can I save per month by moving from Virginia Beach, VA to Denver, CO?

Living in Denver, CO costs approximately $510 more per month than Virginia Beach, VA, or $6117 more per year, based on a $150,000 salary.

Virginia Beach, VA vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Current salary in Virginia Beach, VA

Numbers update automatically as you type

You'd spend $510/month more in Denver, CO

$150.0K in your current city equals $156.1K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from Virginia Beach-Norfolk-Newport News, VA-NC area

Overall Cost

↑ 6.8%

More expensive

Monthly Impact

$510

Extra cost

Annual Impact

$6.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Virginia Beach, VA

Population:459K

Cost Index:100

Median Home:$447K

Denver, CO

Population:716K

Cost Index:107

Median Home:$513K

Virginia Beach, VA

The Old Dominion State

459K

Population

State Tax

Yes

Located in Virginia, this city has a population of 459K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Virginia Beach, VA vs Denver, CO

Category	Virginia Beach, VA	Denver, CO	Difference	Change
🏠Housing	$2,729/mo	$3,248/mo	↑ $520more	19.0%
🚗Transportation	$1,284/mo	$1,462/mo	↑ $178more	13.8%
🛒Groceries	$959/mo	$1,029/mo	↑ $69.95more	7.3%
⚡All Utilities	$574/mo	$519/mo	↓ $54.64less	9.5%
📦Other	$1,758/mo	$1,774/mo	↑ $16.74more	1.0%
🏥Healthcare	$632/mo	$632/mo	→ $0	0.0%

🏠Housing

↑ 19.0%

Virginia Beach, VA

$2,729

Denver, CO

$3,248

Difference

$520

🚗Transportation

↑ 13.8%

Virginia Beach, VA

$1,284

Denver, CO

$1,462

Difference

$178

🛒Groceries

↑ 7.3%

Virginia Beach, VA

$959

Denver, CO

$1,029

Difference

$69.95

⚡All Utilities

↓ 9.5%

Virginia Beach, VA

$574

Denver, CO

$519

Difference

$54.64

less

📦Other

↑ 1.0%

Virginia Beach, VA

$1,758

Denver, CO

$1,774

Difference

$16.74

🏥Healthcare

→ 0.0%

Virginia Beach, VA

$632

Denver, CO

$632

Difference

same

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Virginia Beach, VA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,780

To$1,720

↓ $60.00

1 Bed

From$1,800

To$1,840

↑ $40.00

2 Bed

From$2,040

To$2,190

↑ $150

3 Bed

From$2,830

To$2,870

↑ $40.00

Virginia Beach, VAZIP-level data

1BR range: $1,690–$2,120/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,935

Monthly in Virginia Beach, VA

$8,665

Monthly in Denver, CO

$729

Difference

Home Values

Virginia Beach

Denver

$447K

Median Value

$513K

↑ +2.7%

YoY Change

↓ -4.2%

↑ +33.5%

5-Year Change

↑ +13%

$318K - $640K

Price Range

$352K - $933K

Homes in Denver are 15% more expensive than Virginia Beach

Calculate payment - Virginia Beach Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $1.8K

Per year

Monthly Difference

$147

More take-home

Effective Rate Diff

1.2%

Rate difference

Virginia Beach, VA

Federal Income Tax

Effective: 18.9%

$25.5K

Virginia State Tax

Effective: 5.6%

$8.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.4K

Take-Home Pay

$8,718/month

$104.6K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Virginia Beach, VA Tax Rates

Sales Tax:5.7%

Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.