Virginia Beach, VA vs Kansas City, MO: Cost of Living

Which city costs less?

Kansas City, MO has a modeled overall cost index 12.6% lower than Virginia Beach, VA.

Virginia Beach, VA · modeled 2BR rent
$2,040 / month
Kansas City, MO · modeled 2BR rent
$1,460 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Virginia Beach, VA and Kansas City, MO using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated savings: $865/month in Kansas City, MO

$150,000 in your current city has a modeled equivalent of $139,615 in Kansas City, MO

Regional cost estimates: Virginia Beach, VA uses Virginia Beach-Norfolk-Newport News, VA-NC Metropolitan Area. Kansas City, MO uses Kansas City, MO-KS Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 12.6%
Less expensive
Monthly Impact
$865
Savings
Annual Impact
$10.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Virginia Beach, VA

Population:459K
Cost Index:
103.0
100 = national average
Typical Home:$447K

Kansas City, MO

Population:508K
Cost Index:
90.0
100 = national average
Typical Home:$257K

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Virginia Beach, VA

The Old Dominion State

459K
Population
State Tax
Yes

Located in Virginia, this city has a population of 459K residents.

Kansas City, MO

The Show-Me State

508K
Population
State Tax
Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Estimated monthly spending: Virginia Beach, VA vs Kansas City, MO

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 22.9%
Virginia Beach, VA
$2,579
Kansas City, MO
$1,989
Difference
$589
less
Other
↓ 8.6%
Virginia Beach, VA
$1,661
Kansas City, MO
$1,519
Difference
$142
less
Transportation
↓ 5.3%
Virginia Beach, VA
$1,214
Kansas City, MO
$1,149
Difference
$64.55
less
All Utilities
↓ 6.7%
Virginia Beach, VA
$542
Kansas City, MO
$506
Difference
$36.15
less
Healthcare
↓ 3.9%
Virginia Beach, VA
$597
Kansas City, MO
$574
Difference
$23.42
less
Groceries
↓ 1.0%
Virginia Beach, VA
$907
Kansas City, MO
$897
Difference
$9.44
less

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Virginia Beach, VA has no local income tax recorded in this dataset.

Local taxes are shown separately and are not included in the living-cost totals. Coverage is incomplete; an absent entry does not establish that no tax applies.

🏠Rent Comparison

Studio
From$1,780
To$1,180
↓ $600
1 Bed
From$1,800
To$1,280
↓ $520
2 Bed
From$2,040
To$1,460
↓ $580
3 Bed
From$2,830
To$1,900
↓ $930
Virginia Beach, VAZIP-level data

1BR range: $1,690–$2,120/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Virginia Beach, VA
$6,635
Monthly in Kansas City, MO
$865
Difference

Home Values

Virginia Beach
Kansas City
$447K
Median Value
$257K
↑ +2.7%
YoY Change
↑ +0.6%
↑ +33.5%
5-Year Change
↑ +32.2%
$318K - $640K
Price Range
$80K - $587K

Homes in Kansas City are 43% less expensive than Virginia Beach

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $439
Per year
Monthly Difference
$36.54
More take-home
Effective Rate Diff
0.3%
Rate difference

Virginia Beach, VA

Federal Income Tax
Effective: 18.9%
$25.5K
Virginia State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,718/month
$104.6K

Kansas City, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Virginia Beach, VA Tax Rates

Sales Tax:5.7%
Property Tax:0.8%

Kansas City, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Virginia Beach
Kansas City
36 Good
Air Quality
46 Good
80.3%
Good Air Days
59.3%
58 Low
Climate Risk
97 High
None
Top Hazards
🌊🌡🌪
▲+2.5°F
2050 Outlook
▲+3.3°F
17 days
Heat Days >95°F
44 days
▲+2.5°F
2050 Outlook
▲+3.3°F
17 days
Heat Days >95°F
44 days

Before moving from Virginia Beach, VA to Kansas City, MO

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Kansas City, MO for the same bedroom count and included utilities as your home in Virginia Beach, VA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Virginia Beach to Kansas City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Kansas City, MO by cost, housing, population and region.

Frequently Asked Questions: Virginia Beach, VA vs Kansas City, MO

How do the cost estimates for Virginia Beach, VA and Kansas City, MO compare?

Kansas City, MO has a modeled overall cost index 12.6% lower than Virginia Beach, VA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Virginia Beach, VA, the model estimates $139,615 in Kansas City, MO. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Virginia Beach, VA and Kansas City, MO?

The modeled two-bedroom rents are $2,040/month in Virginia Beach, VA and $1,460/month in Kansas City, MO. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Virginia and Missouri on TaxTakeHome.com

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