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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $1.3K/month more in Austin, TX

$150.0K in your current city equals $165.5K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Des Moines-West Des Moines, IA area
Overall Cost
17.2%
More expensive
Monthly Impact
$1,291
Extra cost
Annual Impact
$15.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

West Des Moines, IA

Population:72K
Cost Index:
100
100 = national average
Median Home:$313K

Austin, TX

Population:979K
Cost Index:
117
(17% above avg)
Median Home:$558K

West Des Moines, IA

The Hawkeye State

72K
Population
State Tax
Yes

Located in Iowa, this city has a population of 72K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Live music capital
  • Major tech hub
  • SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: West Des Moines, IA vs Austin, TX

Housing
57.9%
West Des Moines, IA
$1,827
Austin, TX
$2,885
Difference
$1,058
more
Other
11.0%
West Des Moines, IA
$1,569
Austin, TX
$1,741
Difference
$172
more
Healthcare
12.6%
West Des Moines, IA
$673
Austin, TX
$589
Difference
$84.84
less
All Utilities
16.5%
West Des Moines, IA
$464
Austin, TX
$541
Difference
$76.61
more
Transportation
5.8%
West Des Moines, IA
$1,214
Austin, TX
$1,284
Difference
$70.32
more
Groceries
6.8%
West Des Moines, IA
$899
Austin, TX
$959
Difference
$60.76
more

🏠Rent Comparison

Studio
From$954
To$1,585
$631
1 Bed
From$1,000
To$1,685
$685
2 Bed
From$1,187
To$1,995
$808
3 Bed
From$1,614
To$2,525
$911
West Des Moines, IAZIP-level data

1BR range: $1,070$1,340/mo

Austin, TXZIP-level data

1BR range: $1,490$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,646
Monthly in West Des Moines, IA
$7,998
Monthly in Austin, TX
$1,352
Difference

Home Values

West Des Moines
Austin
$313K
Median Value
$558K
↑ +1.3%
YoY Change
↓ -5%
↑ +26.8%
5-Year Change
↑ +12.6%
$301K - $325K
Price Range
$272K - $1.26M

Homes in Austin are 78% more expensive than West Des Moines

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$10.7K
Per year
Monthly Difference
$892
More take-home
Effective Rate Diff
7.1%
Rate difference

West Des Moines, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

West Des Moines, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

West Des Moines
Austin
45 Good
Air Quality
52 Moderate
67.5%
Good Air Days
42.6%
92 Moderate
Climate Risk
98 High
🌡🌪
Top Hazards
🌊🌡🌪
+3.4°F
2050 Outlook
+2.5°F
25 days
Heat Days >95°F
98 days
+3.4°F
2050 Outlook
+2.5°F
25 days
Heat Days >95°F
98 days

What to Consider When Moving from West Des Moines, IA to Austin, TX

Relocating from West Des Moines, IA to Austin, TX involves more than just comparing rent prices. While the overall cost of living is roughly 17% higher in Austin, TX, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Austin, TX is 58% more expensive than in West Des Moines, IA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Austin, TX pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Austin, TX to match your current standard of living in West Des Moines, IA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Austin, TX for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: West Des Moines, IA vs Austin, TX

Is Austin, TX cheaper than West Des Moines, IA?

Austin, TX is approximately 17.2% more expensive than West Des Moines, IA overall. On a $150,000 salary, that translates to roughly $1,291/month in additional expenses. Housing is the biggest factor, costing 58% more in Austin, TX.

What salary do I need in Austin, TX to match my lifestyle in West Des Moines, IA?

If you currently earn $150,000 in West Des Moines, IA, you would need approximately $165,490 in Austin, TX to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between West Des Moines, IA and Austin, TX?

A two-bedroom apartment averages $1,187/month in West Des Moines, IA compared to $1,995/month in Austin, TX. One-bedroom apartments are $1,000/month in West Des Moines, IA vs $1,685/month in Austin, TX. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in West Des Moines, IA or Austin, TX?

Groceries are about 7% more expensive in Austin, TX than in West Des Moines, IA, which adds roughly $60.76/month to a typical household budget. This covers common items like produce, dairy, meat, and pantry staples based on BLS consumer expenditure data.

What is the best time to move from West Des Moines, IA to Austin, TX?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Iowa and Texas on TaxTakeHome.com

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