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Cost of Living Comparison 2026

๐Ÿ“ West Des Moines, IA โ€” ZIP-level rent data ยท COL adjusted from Des Moines, IA area

$

Numbers update automatically as you type

You'd spend $779/month more in Charlotte, NC

$150.0K in your current city equals $159.3K in Charlotte, NC

Rent data from HUD ZIP-level estimates ยท COL index from Des Moines-West Des Moines, IA area
Overall Cost
โ†‘ 10.4%
More expensive
Monthly Impact
$779
Extra cost
Annual Impact
$9.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

West Des Moines, IA

Population:72K
Cost Index:100
Median Home:$313K

Charlotte, NC

Population:875K
Cost Index:110
Median Home:$399K

West Des Moines, IA

The Hawkeye State

72K
Population
State Tax
Yes

Located in Iowa, this city has a population of 72K residents.

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor banking center
  • โ€ขNASCAR headquarters
  • โ€ขQueen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: West Des Moines, IA vs Charlotte, NC

๐Ÿ Housing
โ†‘ 35.1%
West Des Moines, IA
$1,827
Charlotte, NC
$2,469
Difference
$642
more
๐Ÿ“ฆOther
โ†‘ 8.8%
West Des Moines, IA
$1,569
Charlotte, NC
$1,707
Difference
$138
more
๐Ÿ›’Groceries
โ†‘ 10.1%
West Des Moines, IA
$899
Charlotte, NC
$989
Difference
$90.74
more
โšกAll Utilities
โ†‘ 11.8%
West Des Moines, IA
$464
Charlotte, NC
$519
Difference
$54.76
more
๐ŸฅHealthcare
โ†“ 5.2%
West Des Moines, IA
$673
Charlotte, NC
$638
Difference
$35.28
less
๐Ÿš—Transportation
โ†“ 1.0%
West Des Moines, IA
$1,214
Charlotte, NC
$1,202
Difference
$11.64
less

๐Ÿ Rent Comparison

Studio
From$954
To$1,630
โ†‘ $676
1 Bed
From$1,000
To$1,710
โ†‘ $710
2 Bed
From$1,187
To$1,870
โ†‘ $683
3 Bed
From$1,614
To$2,300
โ†‘ $686
West Des Moines, IAZIP-level data

1BR range: $1,070โ€“$1,340/mo

Charlotte, NCZIP-level data

1BR range: $1,340โ€“$2,310/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,646
Monthly in West Des Moines, IA
$7,525
Monthly in Charlotte, NC
$879
Difference

Home Values

West Des Moines
Charlotte
$313K
Median Value
$399K
โ†‘ +1.3%
YoY Change
โ†“ -1.1%
โ†‘ +26.8%
5-Year Change
โ†‘ +40.8%
$301K - $325K
Price Range
$293K - $1.57M

Homes in Charlotte are 27% more expensive than West Des Moines

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $3.6K
Per year
Monthly Difference
$298
More take-home
Effective Rate Diff
2.4%
Rate difference

West Des Moines, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

West Des Moines, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

West Des Moines
Charlotte
45 Good
Air Quality
51 Moderate
67.5%
Good Air Days
46.2%
92 Moderate
Climate Risk
97 High
๐ŸŒกโ˜€๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.4ยฐF
2050 Outlook
โ–ฒ+2.9ยฐF
25 days
Heat Days >95ยฐF
36 days
โ–ฒ+3.4ยฐF
2050 Outlook
โ–ฒ+2.9ยฐF
25 days
Heat Days >95ยฐF
36 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Iowa and North Carolina on TaxTakeHome.com

Where your money goes further

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