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Cost of Living Comparison 2026

๐Ÿ“ West Des Moines, IA โ€” ZIP-level rent data ยท COL adjusted from Des Moines, IA area

$

Numbers update automatically as you type

You'd spend $1.3K/month more in Phoenix, AZ

$150.0K in your current city equals $165.7K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from Des Moines-West Des Moines, IA area
Overall Cost
โ†‘ 17.4%
More expensive
Monthly Impact
$1,308
Extra cost
Annual Impact
$15.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

West Des Moines, IA

Population:72K
Cost Index:100
Median Home:$313K

Phoenix, AZ

Population:1608K
Cost Index:117
Median Home:$414K

West Des Moines, IA

The Hawkeye State

72K
Population
State Tax
Yes

Located in Iowa, this city has a population of 72K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: West Des Moines, IA vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 52.6%
West Des Moines, IA
$1,827
Phoenix, AZ
$2,788
Difference
$962
more
๐Ÿš—Transportation
โ†‘ 22.7%
West Des Moines, IA
$1,214
Phoenix, AZ
$1,489
Difference
$275
more
๐Ÿ“ฆOther
โ†‘ 6.9%
West Des Moines, IA
$1,569
Phoenix, AZ
$1,677
Difference
$108
more
โšกAll Utilities
โ†‘ 20.9%
West Des Moines, IA
$464
Phoenix, AZ
$561
Difference
$96.83
more
๐ŸฅHealthcare
โ†“ 12.6%
West Des Moines, IA
$673
Phoenix, AZ
$589
Difference
$84.84
less
๐Ÿ›’Groceries
โ†‘ 7.2%
West Des Moines, IA
$899
Phoenix, AZ
$963
Difference
$64.76
more

๐Ÿ Rent Comparison

Studio
From$954
To$1,390
โ†‘ $436
1 Bed
From$1,000
To$1,510
โ†‘ $510
2 Bed
From$1,187
To$1,750
โ†‘ $563
3 Bed
From$1,614
To$2,330
โ†‘ $716
West Des Moines, IAZIP-level data

1BR range: $1,070โ€“$1,340/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,646
Monthly in West Des Moines, IA
$8,068
Monthly in Phoenix, AZ
$1,422
Difference

Home Values

West Des Moines
Phoenix
$313K
Median Value
$414K
โ†‘ +1.3%
YoY Change
โ†“ -3.1%
โ†‘ +26.8%
5-Year Change
โ†‘ +30.2%
$301K - $325K
Price Range
$274K - $957K

Homes in Phoenix are 32% more expensive than West Des Moines

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $5.5K
Per year
Monthly Difference
$456
More take-home
Effective Rate Diff
3.6%
Rate difference

West Des Moines, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

West Des Moines, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

West Des Moines
Phoenix
45 Good
Air Quality
77 Moderate
67.5%
Good Air Days
9%
92 Moderate
Climate Risk
100 Very High
๐ŸŒกโ˜€๐ŸŒช
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.4ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
25 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.4ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
25 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Iowa and Arizona on TaxTakeHome.com

Where your money goes further

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