Is St. Louis, MO cheaper than West Palm Beach, FL?

Based on cost of living data, St. Louis, MO is 18.6% cheaper than West Palm Beach, FL. This translates to saving $1396 per month.

What salary do I need in St. Louis, MO to live like I do in West Palm Beach, FL?

If you earn $150,000 in West Palm Beach, FL, you'd need approximately $133,246.673 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between West Palm Beach, FL and St. Louis, MO?

Housing in St. Louis, MO is 32.9% cheaper than in West Palm Beach, FL. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,927/month in West Palm Beach, FL.

How much can I save per month by moving from West Palm Beach, FL to St. Louis, MO?

Moving from West Palm Beach, FL to St. Louis, MO could save you approximately $1396 per month, or $16753 per year, based on a $150,000 salary.

West Palm Beach, FL vs St. Louis, MO: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 West Palm Beach, FL — ZIP-level rent data · COL adjusted from Hialeah, FL area

Current salary in West Palm Beach, FL

Numbers update automatically as you type

You'd save $1.4K/month moving to St. Louis, MO

$150.0K in your current city equals $133.2K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 18.6%

Less expensive

Monthly Impact

$1,396

Savings

Annual Impact

$16.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

West Palm Beach, FL

Population:124K

Cost Index:100

Median Home:$529K

St. Louis, MO

Population:302K

Cost Index:81

Median Home:$145K

West Palm Beach, FL

The Sunshine State

124K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 124K residents.

💡 Advantage: Florida has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: West Palm Beach, FL vs St. Louis, MO

Category	West Palm Beach, FL	St. Louis, MO	Difference	Change
🏠Housing	$2,790/mo	$1,871/mo	↓ $919less	32.9%
📦Other	$1,837/mo	$1,607/mo	↓ $230less	12.5%
🚗Transportation	$1,395/mo	$1,216/mo	↓ $179less	12.9%
🛒Groceries	$1,054/mo	$949/mo	↓ $105less	10.0%
🏥Healthcare	$575/mo	$527/mo	↓ $48.40less	8.4%
⚡All Utilities	$507/mo	$535/mo	↑ $28.35more	5.6%

🏠Housing

↓ 32.9%

West Palm Beach, FL

$2,790

St. Louis, MO

$1,871

Difference

$919

less

📦Other

↓ 12.5%

West Palm Beach, FL

$1,837

St. Louis, MO

$1,607

Difference

$230

less

🚗Transportation

↓ 12.9%

West Palm Beach, FL

$1,395

St. Louis, MO

$1,216

Difference

$179

less

🛒Groceries

↓ 10.0%

West Palm Beach, FL

$1,054

St. Louis, MO

$949

Difference

$105

less

🏥Healthcare

↓ 8.4%

West Palm Beach, FL

$575

St. Louis, MO

$527

Difference

$48.40

less

⚡All Utilities

↑ 5.6%

West Palm Beach, FL

$507

St. Louis, MO

$535

Difference

$28.35

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

West Palm Beach, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,529

To$910

↓ $619

1 Bed

From$1,623

To$950

↓ $673

2 Bed

From$1,927

To$1,160

↓ $767

3 Bed

From$2,495

To$1,490

↓ $1,005

West Palm Beach, FLZIP-level data

1BR range: $1,530–$2,410/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,159

Monthly in West Palm Beach, FL

$6,705

Monthly in St. Louis, MO

$1,454

Difference

Home Values

West Palm Beach

St. Louis

$529K

Median Value

$145K

↓ -4.1%

YoY Change

↓ -0.8%

↑ +51.4%

5-Year Change

↑ +10.9%

$338K - $787K

Price Range

$38K - $302K

Homes in St. Louis are 73% less expensive than West Palm Beach

Calculate payment - West Palm Beach Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

West Palm Beach, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

West Palm Beach, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.