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Cost of Living Comparison 2026

๐Ÿ“ West Seneca CDP, NY โ€” COL adjusted from Cleveland, OH area + state data

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You'd spend $2.3K/month more in Denver, CO

$150.0K in your current city equals $177.3K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 30.4%
More expensive
Monthly Impact
$2,279
Extra cost
Annual Impact
$27.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

West Seneca CDP, NY

Population:46K
Cost Index:100
Median Home:$128K

Denver, CO

Population:716K
Cost Index:130
Median Home:$513K

West Seneca CDP, NY

The Empire State

46K
Population
State Tax
Yes

Located in New York, this city has a population of 46K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: West Seneca CDP, NY vs Denver, CO

๐Ÿ Housing
โ†‘ 89.8%
West Seneca CDP, NY
$1,711
Denver, CO
$3,248
Difference
$1,537
more
๐Ÿ“ฆOther
โ†‘ 10.8%
West Seneca CDP, NY
$1,602
Denver, CO
$1,774
Difference
$173
more
๐ŸฅHealthcare
โ†‘ 18.3%
West Seneca CDP, NY
$534
Denver, CO
$632
Difference
$97.78
more
๐Ÿš—Transportation
โ†‘ 4.0%
West Seneca CDP, NY
$1,405
Denver, CO
$1,462
Difference
$56.17
more
โšกAll Utilities
โ†‘ 10.2%
West Seneca CDP, NY
$471
Denver, CO
$519
Difference
$47.98
more
๐Ÿ›’Groceries
โ†‘ 4.7%
West Seneca CDP, NY
$983
Denver, CO
$1,029
Difference
$46.06
more

๐Ÿ›๏ธ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

West Seneca CDP, NY has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$669
To$1,720
โ†‘ $1,051
1 Bed
From$772
To$1,840
โ†‘ $1,068
2 Bed
From$926
To$2,190
โ†‘ $1,264
3 Bed
From$1,235
To$2,870
โ†‘ $1,635
Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,707
Monthly in West Seneca CDP, NY
$8,665
Monthly in Denver, CO
$1,958
Difference

Home Values

West Seneca CDP
Denver
-
Median Value
$513K
-
YoY Change
โ†“ -4.2%
-
5-Year Change
โ†‘ +13%
-
Price Range
$352K - $933K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.9K
Per year
Monthly Difference
$245
More take-home
Effective Rate Diff
2.0%
Rate difference

West Seneca CDP, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

West Seneca CDP, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

West Seneca CDP
Denver
54 Moderate
Air Quality
55 Moderate
37.2%
Good Air Days
35.2%
98 High
Climate Risk
95 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
11 days
Heat Days >95ยฐF
28 days
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
11 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between New York and Colorado on TaxTakeHome.com

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