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Cost of Living Comparison 2026

๐Ÿ“ West Seneca CDP, NY โ€” COL adjusted from Cleveland, OH area + state data

$

Numbers update automatically as you type

You'd spend $1.7K/month more in Tampa, FL

$150.0K in your current city equals $169.9K in Tampa, FL

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 22.1%
More expensive
Monthly Impact
$1,656
Extra cost
Annual Impact
$19.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

West Seneca CDP, NY

Population:46K
Cost Index:100
Median Home:$128K

Tampa, FL

Population:385K
Cost Index:122
Median Home:$367K

West Seneca CDP, NY

The Empire State

46K
Population
State Tax
Yes

Located in New York, this city has a population of 46K residents.

Tampa, FL

The Sunshine State

385K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor Tampa Bay area
  • โ€ขNo state income tax
  • โ€ขGrowing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Annual spending: West Seneca CDP, NY vs Tampa, FL

๐Ÿ Housing
โ†‘ 57.9%
West Seneca CDP, NY
$1,711
Tampa, FL
$2,703
Difference
$991
more
๐Ÿ“ฆOther
โ†‘ 12.9%
West Seneca CDP, NY
$1,602
Tampa, FL
$1,808
Difference
$206
more
๐Ÿš—Transportation
โ†“ 8.6%
West Seneca CDP, NY
$1,405
Tampa, FL
$1,284
Difference
$121
less
โšกAll Utilities
โ†‘ 21.8%
West Seneca CDP, NY
$471
Tampa, FL
$574
Difference
$103
more
๐Ÿ›’Groceries
โ†‘ 3.7%
West Seneca CDP, NY
$983
Tampa, FL
$1,019
Difference
$36.07
more
๐ŸฅHealthcare
โ†‘ 6.7%
West Seneca CDP, NY
$534
Tampa, FL
$570
Difference
$35.82
more

๐Ÿ Rent Comparison

Studio
From$669
To$1,850
โ†‘ $1,181
1 Bed
From$772
To$1,960
โ†‘ $1,188
2 Bed
From$926
To$2,290
โ†‘ $1,364
3 Bed
From$1,235
To$2,930
โ†‘ $1,695
Tampa, FLZIP-level data

1BR range: $1,410โ€“$2,550/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,707
Monthly in West Seneca CDP, NY
$7,958
Monthly in Tampa, FL
$1,251
Difference

Home Values

West Seneca CDP
Tampa
-
Median Value
$367K
-
YoY Change
โ†“ -4%
-
5-Year Change
โ†‘ +42.1%
-
Price Range
$251K - $989K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $9.5K
Per year
Monthly Difference
$795
More take-home
Effective Rate Diff
6.4%
Rate difference

West Seneca CDP, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Tampa, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

West Seneca CDP, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

Tampa, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

West Seneca CDP
Tampa
54 Moderate
Air Quality
50 Good
37.2%
Good Air Days
52.5%
98 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
11 days
Heat Days >95ยฐF
38 days
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
11 days
Heat Days >95ยฐF
38 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between New York and Florida on TaxTakeHome.com

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