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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $958/month moving to St. Louis, MO

$150.0K in your current city equals $138.5K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Salt Lake City, UT area
Overall Cost
12.8%
Less expensive
Monthly Impact
$958
Savings
Annual Impact
$11.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

West Valley City, UT

Population:134K
Cost Index:
100
100 = national average
Median Home:$447K

St. Louis, MO

Population:302K
Cost Index:
87
(13% below avg)
Median Home:$145K

West Valley City, UT

The Beehive State

134K
Population
State Tax
Yes

Located in Utah, this city has a population of 134K residents.

St. Louis, MO

The Show-Me State

302K
Population
State Tax
Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: West Valley City, UT vs St. Louis, MO

Housing
26.1%
West Valley City, UT
$2,531
St. Louis, MO
$1,871
Difference
$660
less
Healthcare
15.7%
West Valley City, UT
$625
St. Louis, MO
$527
Difference
$98.39
less
All Utilities
13.5%
West Valley City, UT
$472
St. Louis, MO
$535
Difference
$63.77
more
Other
3.7%
West Valley City, UT
$1,670
St. Louis, MO
$1,607
Difference
$62.54
less
Transportation
2.5%
West Valley City, UT
$1,247
St. Louis, MO
$1,216
Difference
$30.98
less
Groceries
0.1%
West Valley City, UT
$950
St. Louis, MO
$949
Difference
$0.60
less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

West Valley City, UT has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$956
To$910
$46.00
1 Bed
From$1,108
To$950
$158
2 Bed
From$1,328
To$1,160
$168
3 Bed
From$1,771
To$1,490
$281
West Valley City, UTZIP-level data

1BR range: $1,340$1,430/mo

St. Louis, MOZIP-level data

1BR range: $800$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,494
Monthly in West Valley City, UT
$6,705
Monthly in St. Louis, MO
$788
Difference

Home Values

West Valley City
St. Louis
$447K
Median Value
$145K
↑ +0.8%
YoY Change
↓ -0.8%
↑ +34%
5-Year Change
↑ +10.9%
$429K - $464K
Price Range
$38K - $302K

Homes in St. Louis are 68% less expensive than West Valley City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$654
More taxes
Monthly Difference
$54.50
Less take-home
Effective Rate Diff
0.4%
Rate difference

West Valley City, UT

Federal Income Tax
Effective: 18.9%
$25.5K
Utah State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

St. Louis, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

West Valley City, UT Tax Rates

Sales Tax:7.4%
Property Tax:0.6%

St. Louis, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

West Valley City
St. Louis
44 Good
Air Quality
54 Moderate
62.8%
Good Air Days
38%
88 Moderate
Climate Risk
99 High
🔥💨
Top Hazards
🌊🌡🫨
+3.3°F
2050 Outlook
+3.0°F
49 days
Heat Days >95°F
39 days
+3.3°F
2050 Outlook
+3.0°F
49 days
Heat Days >95°F
39 days

What to Consider When Moving from West Valley City, UT to St. Louis, MO

Relocating from West Valley City, UT to St. Louis, MO involves more than just comparing rent prices. While the overall cost of living is about 13% lower in St. Louis, MO, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in St. Louis, MO is 26% cheaper than in West Valley City, UT. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in St. Louis, MO pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in St. Louis, MO to match your current standard of living in West Valley City, UT.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit St. Louis, MO for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: West Valley City, UT vs St. Louis, MO

Is St. Louis, MO cheaper than West Valley City, UT?

Yes, St. Louis, MO is about 12.8% cheaper than West Valley City, UT. You could save approximately $958/month on a $150,000 salary. Housing costs are 26% lower in St. Louis, MO.

What salary do I need in St. Louis, MO to match my lifestyle in West Valley City, UT?

If you currently earn $150,000 in West Valley City, UT, you would need approximately $138,507 in St. Louis, MO to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between West Valley City, UT and St. Louis, MO?

A two-bedroom apartment averages $1,328/month in West Valley City, UT compared to $1,160/month in St. Louis, MO. One-bedroom apartments are $1,108/month in West Valley City, UT vs $950/month in St. Louis, MO. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in West Valley City, UT or St. Louis, MO?

Grocery prices are very similar between West Valley City, UT and St. Louis, MO, with less than 1% difference. Your food budget would stay about the same.

What is the best time to move from West Valley City, UT to St. Louis, MO?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Utah and Missouri on TaxTakeHome.com

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