Is Indianapolis, IN cheaper than Woodridge, IL?

Based on cost of living data, Indianapolis, IN is 11.0% cheaper than Woodridge, IL. This translates to saving $826 per month.

What salary do I need in Indianapolis, IN to live like I do in Woodridge, IL?

If you earn $150,000 in Woodridge, IL, you'd need approximately $140,093.306 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Woodridge, IL and Indianapolis, IN?

Housing in Indianapolis, IN is 21.9% cheaper than in Woodridge, IL. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,445/month in Woodridge, IL.

How much can I save per month by moving from Woodridge, IL to Indianapolis, IN?

Moving from Woodridge, IL to Indianapolis, IN could save you approximately $826 per month, or $9907 per year, based on a $150,000 salary.

Woodridge, IL vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Woodridge, IL — ZIP-level rent data · COL adjusted from Chicago, IL area

Current salary in Woodridge, IL

Numbers update automatically as you type

You'd save $826/month moving to Indianapolis, IN

$150.0K in your current city equals $140.1K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area

Overall Cost

↓ 11.0%

Less expensive

Monthly Impact

$826

Savings

Annual Impact

$9.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Woodridge, IL

Population:34K

Cost Index:100

Median Home:$390K

Indianapolis, IN

Population:888K

Cost Index:89

Median Home:$176K

Woodridge, IL

The Prairie State

34K

Population

State Tax

Yes

Located in Illinois, this city has a population of 34K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Woodridge, IL vs Indianapolis, IN

Category	Woodridge, IL	Indianapolis, IN	Difference	Change
🏠Housing	$2,496/mo	$1,949/mo	↓ $547less	21.9%
🚗Transportation	$1,519/mo	$1,188/mo	↓ $331less	21.8%
🛒Groceries	$979/mo	$919/mo	↓ $59.46less	6.1%
🏥Healthcare	$566/mo	$582/mo	↑ $16.77more	3.0%
⚡All Utilities	$494/mo	$503/mo	↑ $9.06more	1.8%
📦Other	$1,590/mo	$1,590/mo	↑ $0.71more	0.0%

🏠Housing

↓ 21.9%

Woodridge, IL

$2,496

Indianapolis, IN

$1,949

Difference

$547

less

🚗Transportation

↓ 21.8%

Woodridge, IL

$1,519

Indianapolis, IN

$1,188

Difference

$331

less

🛒Groceries

↓ 6.1%

Woodridge, IL

$979

Indianapolis, IN

$919

Difference

$59.46

less

🏥Healthcare

↑ 3.0%

Woodridge, IL

$566

Indianapolis, IN

$582

Difference

$16.77

⚡All Utilities

↑ 1.8%

Woodridge, IL

$494

Indianapolis, IN

$503

Difference

$9.06

📦Other

↑ 0.0%

Woodridge, IL

$1,590

Indianapolis, IN

$1,590

Difference

$0.71

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Woodridge, IL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,199

To$1,030

↓ $169

1 Bed

From$1,284

To$1,170

↓ $114

2 Bed

From$1,445

To$1,360

↓ $85.00

3 Bed

From$1,860

To$1,760

↓ $100

Woodridge, ILZIP-level data

1BR range: $1,670–$1,670/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,643

Monthly in Woodridge, IL

$6,732

Monthly in Indianapolis, IN

$911

Difference

Home Values

Woodridge

Indianapolis

$390K

Median Value

$176K

↑ +3.4%

YoY Change

↓ -1.1%

↑ +32.2%

5-Year Change

↑ +26.9%

$390K

Price Range

$109K - $340K

Homes in Indianapolis are 55% less expensive than Woodridge

Calculate payment - Woodridge Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.6K

Per year

Monthly Difference

$215

More take-home

Effective Rate Diff

1.7%

Rate difference

Woodridge, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Woodridge, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.