Is St. Louis, MO cheaper than Woodridge, IL?

Based on cost of living data, St. Louis, MO is 11.0% cheaper than Woodridge, IL. This translates to saving $826 per month.

What salary do I need in St. Louis, MO to live like I do in Woodridge, IL?

If you earn $150,000 in Woodridge, IL, you'd need approximately $140,093.306 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Woodridge, IL and St. Louis, MO?

Housing in St. Louis, MO is 25.0% cheaper than in Woodridge, IL. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,445/month in Woodridge, IL.

How much can I save per month by moving from Woodridge, IL to St. Louis, MO?

Moving from Woodridge, IL to St. Louis, MO could save you approximately $826 per month, or $9907 per year, based on a $150,000 salary.

Woodridge, IL vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Woodridge, IL — ZIP-level rent data · COL adjusted from Chicago, IL area

Current salary in Woodridge, IL

Numbers update automatically as you type

You'd save $826/month moving to St. Louis, MO

$150.0K in your current city equals $140.1K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area

Overall Cost

↓ 11.0%

Less expensive

Monthly Impact

$826

Savings

Annual Impact

$9.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Woodridge, IL

Population:34K

Cost Index:100

Median Home:$390K

St. Louis, MO

Population:302K

Cost Index:89

Median Home:$145K

Woodridge, IL

The Prairie State

34K

Population

State Tax

Yes

Located in Illinois, this city has a population of 34K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Woodridge, IL vs St. Louis, MO

Category	Woodridge, IL	St. Louis, MO	Difference	Change
🏠Housing	$2,496/mo	$1,871/mo	↓ $625less	25.0%
🚗Transportation	$1,519/mo	$1,216/mo	↓ $304less	20.0%
⚡All Utilities	$494/mo	$535/mo	↑ $41.84more	8.5%
🏥Healthcare	$566/mo	$527/mo	↓ $38.99less	6.9%
🛒Groceries	$979/mo	$949/mo	↓ $29.48less	3.0%
📦Other	$1,590/mo	$1,607/mo	↑ $17.45more	1.1%

🏠Housing

↓ 25.0%

Woodridge, IL

$2,496

St. Louis, MO

$1,871

Difference

$625

less

🚗Transportation

↓ 20.0%

Woodridge, IL

$1,519

St. Louis, MO

$1,216

Difference

$304

less

⚡All Utilities

↑ 8.5%

Woodridge, IL

$494

St. Louis, MO

$535

Difference

$41.84

🏥Healthcare

↓ 6.9%

Woodridge, IL

$566

St. Louis, MO

$527

Difference

$38.99

less

🛒Groceries

↓ 3.0%

Woodridge, IL

$979

St. Louis, MO

$949

Difference

$29.48

less

📦Other

↑ 1.1%

Woodridge, IL

$1,590

St. Louis, MO

$1,607

Difference

$17.45

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Woodridge, IL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,199

To$910

↓ $289

1 Bed

From$1,284

To$950

↓ $334

2 Bed

From$1,445

To$1,160

↓ $285

3 Bed

From$1,860

To$1,490

↓ $370

Woodridge, ILZIP-level data

1BR range: $1,670–$1,670/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,643

Monthly in Woodridge, IL

$6,705

Monthly in St. Louis, MO

$938

Difference

Home Values

Woodridge

St. Louis

$390K

Median Value

$145K

↑ +3.4%

YoY Change

↓ -0.8%

↑ +32.2%

5-Year Change

↑ +10.9%

$390K

Price Range

$38K - $302K

Homes in St. Louis are 63% less expensive than Woodridge

Calculate payment - Woodridge Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $504

More taxes

Monthly Difference

$42.00

Less take-home

Effective Rate Diff

0.3%

Rate difference

Woodridge, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Woodridge, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.